Well this is sort of bad and good. I have a younger brother who has a similar name and same home address, and social # off by one number. Pretty much, our credit reports were mixed on transunion. I disputed some of his items on my credit report and told Transunion that a lot of the items on my credit report weren’t mine, blah blah, and submitted brothers/mine ids for verification. Long story short, knowing how stupid credit bureaus are, Transunion merged everything under my brother’s name. My credit report got wiped out. Well, this was 3 years ago. Now, my credit is fixed on both experian and equifax with good legitimate tradelines. How do i go about reporting these tradelines on Transunion. I have a discovery card, bofa, macys. Can I send a letter to Transunion with the account numbers? I tried calling discover and they keep telling me they are reporting to Transunion, but when I try to pull credit report from Transunion, it says that my credit file does not exist. I’m sort of in a catch 22. Any advice, opinions, strategies will be appreciated.Â
Jan 302011