Settlement with ERSolutions…..

Feb 152011
 

Just did a settlement amont with ERSoultions.  Original creditor is American General, just wondering how many points I will get, if any :smileysad:.  They will inform OC that account has $0.00 balance, gonna see how American General updates my CR.  I owed about $1900. on collection they settled for $680.  That was more doable for me. 

 

I will update when information updates.  Keeping my fingers crossed.  :smileywink:.  Attempting the remainder of these negatives off the first part of 2011. 

to pay the judgment or not?

May 262010
 

I have a BK discharged 9/06, and  a seperate jdgmnt filed 3/06 which was not included in the initial paperwork/filing. It does not indicate satisfied/included in bk on CR. Its holding up my mortgage. What do I do? I cannot file a motion because it will update the discharge to 2010. Should I just pay the darn thing and get it over with?

 

Thank you.

Free rapid rescoring

Mar 182010
 

I just stumbled unto this . If you fax a corrected balance for any account to a CRA and tell them its for a mortgage on hold, they will update the new information within 48 hours.

 

Already knew the 48 hour thing when I requested an update to an account document I just faxed for my wife’s account. The lady said we should hear from them by April 16th , I told her we have a mortgage on hold and April 16th isn’t acceptable. She instantly said -please hold while I look into your credit file, came back saying it will update within 48 hours.

 

There must be a law in place?

 

 

 

NCO Financial and OC – DirecTV

Mar 172010
 

Hello everyone,

 

This posting is to document a PFD letter to NCO for a DirecTV account to be mailed via registered USPS. I would like to share the timeline to everyone and will update posting as event occurs.

 

I am ready to mail the letter and will post the post mark date of the letter soon.

 

Until the next posting…………….

 

 

 

Any way to get PIF balance reported faster?

Feb 012010
 

I’ve heard people say if you change your address online or something that the CRA’s will update the balance too immediately? Thanks

1st Premier & Orchard CRA Updates

Jan 302010
 

Hello everyone,

 

Am I correct that my 1st Premier card, payment date of Feb 8th,  will update with the CRAs 10 days after the payment due date?

 

With regard to Orchard, I just paid them to lower my utilization.  Am I correct that they report on the last day of the month vs. the last business day?  

 

Thanks for any help.