I have a few unpaid accounts from at&t, a utility bill, time warner and insight. Should I dv first or go aheud ad and try to PFD? With the DV I’m confused about whether to send it to the collection ageny or to the origonal company like AT&T or Time Warner?
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Thanks for the help as always.
I have an old debt with Time Warner that sits with CMI now from 2004 for $173. It’s the only thing that I have listed in collections debt. If I pay it, does my score increase maybe? Just curious of what anyone else thinks.
I”m trying to get this removed off my CR, since I don’t have a lot of credit history on my account and I’m trying to remove as much as I can so my score can go up, but has anyone PFD with that CA 682yc04711, but since they haven’t reported since 02.01.2007 would they officially still have my account or would it be better if I called Time Warner my self or contact them myself and see if they would delete it.
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The collection agency “682yc04711″ was hired to collect a debt of $182 originally owed to “Time Warner Cab” on account number “XXXXXX6510″.
Collection agency [?] Â Â Â 682yc04711
Original balance [?] Â Â Â $182
Current balance [?] Â Â Â $82
Status [?] Â Â Â Unpaid
Date assigned [?] Â Â Â Sep 01, 2007
Date reported [?] Â Â Â Dec 01, 2007
Date last active [?] Â Â Â Feb 01, 2007
Date paid [?] Â Â Â Not Reported
Date closed [?] Â Â Â Not Reported
Original lender [?] Â Â Â Time Warner Cab
Account number [?] Â Â Â XXXXXX6510
Type of account [?] Â Â Â Not Reported
Account holder [?] Â Â Â Individual
Type of credit [?] Â Â Â Not Reported
Payment status [?] Â Â Â Not Reported
Largest past balance [?] Â Â Â Not Reported
Amount past due [?] Â Â Â Not Reported
Account descriptions [?] Â Â Â Not Reported
Credit Protection Associates has placed a collection on my credit report. I paid the bill to Time Warner and I sent them back the cable box way before a “dunning letter” was sent out. I asked for a debt validation with them within the 30 day time frame. I faxed the information to them as it stated to do on the phone number I called in the letter. They never responded to me and just reported it was paid in full. I now tried to have it removed via Equifax and I provided them will full proof of my claim but they just sent me a copy of my credit report stating it is reporting as a paid collection. It is a wrong collection and fraudulent.
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Can somebody provide me the best way to get this removed now? Time Warner never reported anything just CPA did. Should I file a lawsuit against Equifax for not properly investigating or file a lawsuit against CPA? I really don’t know what to do at this point. CPA is in Dallas, TX and I am in Atlanta. Any help is appreciated.
It’s been a while since I’ve been on here. Either way I’m really working on trying to fix my credit it’s improved from where it was, not by much I just need ideas on how to get something rolling in the correct directions.
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I signed up to get my Equifax FICO score which is a 594. not great, but better than what it use to be.
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Either way I was reviewing some of the accounts it shows I have on there and one item on my account is showing that it’s late even though it’s paid off and doesn’t have a balance…this may be a silly question, but I want to make sure I’m doing the correct thing, but submitting a dispute up for that item on my account to get that properly removed off my report?
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Also I have this showing in collections on my report.
Collection on debt to: Time Warner Cab
The collection agency “682yc04711″ was hired to collect a debt of $182 originally owed to “Time Warner Cab” on account number “XXXXXX6510″.
Collection agency [?] Â Â Â 682yc04711
Original balance [?] Â Â Â $182
Current balance [?] Â Â Â $82
Status [?] Â Â Â Unpaid
Date assigned [?] Â Â Â Sep 01, 2007
Date reported [?] Â Â Â Dec 01, 2007
Date last active [?] Â Â Â Feb 01, 2007
Date paid [?] Â Â Â Not Reported
Date closed [?] Â Â Â Not Reported
Original lender [?] Â Â Â Time Warner Cab
Account number [?] Â Â Â XXXXXX6510
Type of account [?] Â Â Â Not Reported
Account holder [?] Â Â Â Individual
Type of credit [?] Â Â Â Not Reported
Payment status [?] Â Â Â Not Reported
Largest past balance [?] Â Â Â Not Reported
Amount past due [?] Â Â Â Not Reported
Account descriptions [?] Â Â Â Not Reported
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The last time anything was reported or done on this account was back in 2007, but that being is collections is more than likely pulling down my score, should I just simply pay that off or leave it be on my account?
I sent a debt verification letter to Time Warner Cable on January 11, 2010. It requested an investigation of a debt within 30 days and a response to me. As of today I have not received any response. What should my next step be?