I have two companies that filed suit against me, but the courts dismissed both cases. How can I get those two accounts deleted from my credit reports?

Aug 202010
 

I am enrolled in a legit DMP. My score has already gone up 40+ points because of paying down debt. I’m getting to the point where two of the accounts are about to be completely paid off. Those two accounts are showing a couple 30s and 60s from over a year ago. They are not old accounts. Would it be worth it to ask the creditor to remove the TL completely so the baddies will go away? Has anyone done this?

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Ok im trying to make this short.. I filled BK in 08 and two accounts from HSBC were included in my bk..Now i disputed my two accounts with all 3 CRA to show charged off 0 dollars..On one report it shows unrated charged off.,another show,petition for bk date 2009 which is wrong.I disputed this three thimes, and it keeps coming back as sold to another collection agency.Today i got a letter in mail from HSBC saying  that my acct was sold to IDT CARMEL. IDT is not in bussiness no more the number the hsbc gives me sends me to lvnv funding llc.. I called them up but they don’t have nothing on me..On my report it reports as hsbc only ,no idt carmel or lvnv funding.. what should i do next?,, since idt carmel is not in bussiness and lvnv doesn’t have my file…should i send a letter to delete it off my report.. Please help i don’t know what the rules are.. 

Thank You in advance

 

Today, I called the Chase’s credit card customer services (even though both of my accounts with past due payment histories were not credit cards. One, limit of credit and the other was a passport loan).

 

The # I used was 1800.945.2000. After being connected with a rep. I gave them my social security # so they could find the two accounts I wanted to discuss.

 

The rep. then tagged my history and sent my request to their corp office. I should hear back from them within 7-10 days.

 

I’ll let y’all know what happens!!!

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I am new here, so be gentle :)

 

I am two accounts on my CR that whose status is “Transfered, Closed XXX written off” and one whose status is “Paid Closed” Is there anyway to get those removed ? Would they drop off after seven years from date opened ?

 

Thanks in advance.

Brett