I will be graduating in the summer and have been looking into the Public Service Loan Forgiveness Program (PSLFP).  I will be graduating from a doctoral program.  Upon entering the program, I consolidated all of my undergraduate Direct Loans (Stafford subsidized and unsubsidized) with Nelnet.  I currently have Direct Loans (Stafford and Graduate Plus) which are would be included in the PSLFP.  Is it possible to include the Nelnet consolidated loans into this program since they were originally Direct Loans?

 

I got all of my free credit reports last year in the summer so I am not due for new ones for a few more months.  What can I do until then where should I go for a copy?  I did just apply for car loans would I be able to get free ones because of denials from the apps?

 

I am trying to increase my score and dh score by 60 pts by the summer so we can buy the house we rent.  My score has increased by 64 pts since 7/09 & I haven’t done anything. Wish me luck in my endeavor.  I have been reading the forums for the last year but have not had the money to do anything about my baddies. Now with tax returns I am going to start on the road to credit repair & continued financial health!  I am so excited.