Mar 272010
 

Hello everyone,

 

 Fairly new to posting but have been reading nonstop since I found this site. I think Im addicted to soaking up all of the information here. Also the success stories just gives you the confidence you need to do something about the health of your FICO score. My question is does anyone have contacts for GW Letters for the following OCs (should I even send GW to the OCs?)…

 

- Chld/Cbsd

- Cap One

- Chase

- Care Gemb

- Bk Of Amer

 

Any info will be helpful and greatly appreciated.  :smileysad:

 

Hello all : 

I just signed up for SW last week.  My scores are pretty bad.-nothing I didn’t expect. DH and I are wanting to build a new home next year by 7/2011.  I  must say  that I’m overwhelmed by the work ahead of us. However, I’m so inspired by all of you and I love reading all of the success stories.  Here is my problem.  My dh had a Capital One acct. that was sent to collections.(I was an authorized user).  The balance was $987 and he settled back in 2006 for $906. I have the letter from CA confirming settlement.  The letter states the CA “does not report to credit bureaus on behalf of creditor”.  So I pulled my scores and it shows Capital One 120+ days past due, DOLA 2/05 with a balance of $904.  How do I go about disputing this?  Should my dh dispute this since he was the cardholder? or can I since it is on my CR ?  Should dh call Capital One and get this straightend out??  Or do I send a letter to EQ disputing the info.??   TIA for your advice. :smileyhappy: