PFD Collection Success

Sep 142010
 

 

Hi guys and gals,

 

Back in June of this year, Aargon Collection Agency bought a debt of $189.00 after I moved from an OC. I contacted them and informed them I acknowledge the debt. However, I will agree to Pay For Deletion. They agreed and within the hour I had my Pay For Deletion letter. I’ve done maybe 2 PFD but this had to be the easiest of them all. Thanks to you all for giving me the confidence to take charge and be proactive!!! Now what is the quickest way to get this updated….any suggestions???

 

 

 

Thanks

Collection Notice lacks Creditor information – Is this challengable?

Jul 212010
 

I’ve received a collection notice that has no ‘Current Creditor’ listed anywhere in the notice.  There is a ‘Current Servicer’ given, but the two places where the form letter says ‘current creditor’ it is followed by a blank space.

 

The other thing is, I had actually settled the debt in full 3 days after the date stated in the notice as the date the ‘debt was created’.

 

Now I’m just wondering what is the quickest, least-hassle way to address this.  Should I go down the DV path or is challenging it due to the missing Creditor a better way to go?

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PFD,,,,,,,,,,How do I send to CRA’s

May 102010
 

I recently paid off three collections accounts that were all recently reported on 2 of 3 cra’s.  One of the collections agreed to delete, and sent me letter stateing such and the others have sent me paid in full letters.  What is the quickest way to get these to reflect on my scores?