My question is which of these is worse on your report. First Premier is reporting one way on TU and another on EQ. At one point they were both paid after charge off, then I began sending GW letters to the president and for some reason it changed on the one report. Should I fight this or is it insignificant as they say they will not change their reporting after several letters.
I have a Nationwide Acceptance Corp collection on my bureau even though the OC took the debt back. I dischaerged my ch7 10/12/10 and the OC had the debt back before I filed. I included both OC and collection company in my BK. I disputed with the credit bureaus for the collection and of course it came back verified. I then wrote the collection company and the president wrote me stating the OC took back the debt and they are not responsible for any reporting errors. Can they remain on my bureau or do they have to remove? If they have to remove what law can I site in my next letter to the president himself? Thanks
I have searched all week online to find emails for top dogs at Verizon. I want to email a GW request to have an old paid acct from 2005 removed. I got lucky and emailed the region president here in PA and she read my email (return receipt) said she would look into it. She forwarded my email to an employee. This employee emailed me and told me that my account is no longer in the Verizon data base. Which means, it needs deleted right? EX & TU validated it when I disputed with them. I then emailed the president again and told her to contact the bureau’s and have it deleted. That was a week ago.
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Found a different address for the CEO of Verizon Communications yesterday so I sent him the email, what are my chances that he will delete? If they can’t locate the account from 2005, which remained with them, it wasn’t sent out to a collection agency, they need to remove it from my reports, correct?
Jul 272010
Round 2 of the GW letters came back yesterday. I am 0 for 2. Should I begin sending the letters to the president/CEO now?
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May 182010
Would it be ok to send a PFD through email if I have the email address of the president of the CA?
May 062010
About a month ago, while perusing the boards here, I found a GW letter to a president of a company. I copied it, put it into my own situation and sent it to the president of Swiss Colony which owns several other companies and are all C/O on all three agencies. I kept it short to the point and mailed it. Today, May 6 2010 I got a letter from the credit department stating they were deleting all derog. from all three report, They are deleting seven accounts!. Great, could not have done it if not for the info from this board, for that, Big Thanks! Now I have this Cap one account and I wrote them to try to re instate the account so I can have some credit, and they wrote me back stating, THEY CANNOT FIND THE ACCOUNT! Umm, then what are they reporting? I had a CapOne from 2004 still within the SOL, and I do owe the debt ( minus outrageous interest) so What now? I called them they said I had to write to them, did that, and they have no record of it. Any thoughts?
Apr 222010
I have a paid in full charge off with HSBC that they continue monthly to report as settled for less than full balance. I have contacted them over 30 times and they continue to report it incorrectly. I even have a letter from them stating I paid in full. I sent this to the CRA in Feb and they updated to paid in full. Then in March HSBC reported as settled again. I once again sent my letter to the CRA and they updated it tp paid in full in March. Now once again HSBC has reported it as settled. I have emailed the president, sent over 30 letters and faxes. Every time they respond with a letter stating they are reporting as paid in full yet monthly report it as settled. What can I do about this. Are they not ciolating an FCRA rules. I am considering legal action if possible as they have continued to do this monthly and I have documented all of my contact with them over the past 4 months.