economics

Dec 172010
 

I have to agree with D-Md Cummings. We should hold out until we get a better deal. First of all BO,by adding 858 billion to our trillion $ deficit will not make things better. We ought to put the economy towards the positive column not towards the red. We need to bring the 10% unemployment down, ( don’t allow the blue-class citizens to live this way). They want jobs. Make the upper class citizens help out ( $) or MAKE JOBS. They need to feel the heat of want it is like to live way belows their means!

inquiry alert from sears/citi question + paid off all debt happy dance

Apr 012010
 

I just got an alert from TransUnion because Sears/Citi did an inquiry.   I did not request a CLI.

However, I did do a couple things yesterday -

1 – paid my balance in full

2- requested a replacement card

Could either of those reasons have caused it?

Going to stick it in the sock drawer for now.  i had cut up most of my cards a few months back so i wouldnt be tempted to use them until they were all PIF. I had been carrying month to month balances for the last 18 months or so. NEVER AGAIN!

Also, is this inq a hard pull since I got an alert on it?  Alert is not from scorewatch although I subscribe to that as well.  This is from FAKO – truecredit.  I use them as well so I can pull my reports daily.  I’m OCD with my credit scores right now as I have taken a huge hit due to special forbearance/loan modification process. Hopefully that will get resolved soon too. I am in review this week to get switched from an inhouse special forbearance to a perm modification.

On the positive side, as of today I am debt free minus my mortgage and car loan.  Doing a major happy dance. Worked very hard to get to this day!!!!:smileyvery-happy:

12 point drop on TU

Feb 082010
 

ran my credit this weekend and found my trans union droped from a 690 to a 677… it looks like this

Your most recent late payment happened
2 Years, 10 Months agoMost FICO High Achievers [?], about 93%, have no missed payments at all. But of those who do have a missed payment, it happened nearly 4 years ago, on average.

 

 

this moved to the negative side. on 1/5 when I ran my credit it was on the positive side. not to sure of what happ.

also looks like my car lease is being reported as a credit card now.

 

on the plus my EQ is at a 707

Message Edited by bekki2302 on 02-08-2010 04:37 AM
Message Edited by bekki2302 on 02-08-2010 04:50 AM