GW a closed account

Aug 202010
 

I am enrolled in a legit DMP. My score has already gone up 40+ points because of paying down debt. I’m getting to the point where two of the accounts are about to be completely paid off. Those two accounts are showing a couple 30s and 60s from over a year ago. They are not old accounts. Would it be worth it to ask the creditor to remove the TL completely so the baddies will go away? Has anyone done this?

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does settlement mean you still owe the rest?

Mar 012010
 

Just to be clear, if you settle with a CA, then the amount you didn’t pay is still up for grabs by another CA down the road? If so, then whats the point of the settlement, if you are just going to get harassed about the balance down the road by someone else.

thanks