Student Loan Rehab Complete..Question on Balance Reported and High Ba

Jan 032011
 

I completed my student loan rehab in December.  TU and EX have updated their reporting.  Still waiting on EQ.

 

The original loans were with Nelnet and they picked them back up again.  They are reporting the new loan with a balance of $58,107 and a high balance of $39,164 on TU and EX.  Is this reported correctly on the new loan?  Or can I ask them to report the new loan as $58,107 only to help my “utilization”?

 

 

Starting the new year with a score bump!

Jan 012011
 

I just updated my FICO scores and found that I’ve received a 4 point bump to my TU score (nice), and a 19 point bump to my EQ score (REALLY NICE!!!) :) Great way to start the year! New scores are reflected in my sig.

 

Hope the new year is good to everyone else here, as well.

How is this legal

Jul 292010
 

How is it legal for Experian to deny us access to the same credit scores that lenders use to judge us? For all the things that went into the new credit protection law, why would this get overseen?

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New Credit Card Laws?

Apr 062010
 

As a bad credit customer, i am in need of a revolving card to rebuild  my credit.  I’ve just read a few articles about how the new laws are making this even more difficult.  So what options are there out there for people like me?

Discover Card raises interest rates

Feb 222010
 
Wow, don’t see how the new credit card law has helped us. They gave them plenty of time to raise rates. Just noticed my interest rates went fron 18.87% last month 1/10 to 22.90% this month 2/10. Thats 4.03% increase in 1 month. Just in time for the new credit card laws that take effect 2/22/10. What a scam. Our congress at work, but not for you. I’m **bleep**

79.9 interest credit card interest rate?

Feb 122010
 

http://finance.yahoo.com/banking-budgeting/article/108839/issuer-of-79.9-interest-rate-credit-card-defends-its-product?mod=bb-creditcards

 

If you have bad credit in the new era of credit card regulation, be prepared to pay — dearly — for the privilege of using credit. That’s the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent.

New Credit Card Act

Feb 092010
 

hi guys i just want to ask your opinion regarding the new credit card act which will be implemented few weeks from now. Are there any disadvantages in this new consumer protection law?

Message Edited by studentcredit on 02-08-2010 10:49 PM

Bank of America Contact Info?

Feb 082010
 

I’d given up on GWing BOA, but since they’ve had a CEO change I thought I might start trying again. Does anyone have an e-mail or address for the new CEO? Please PM me if you do!

Credit One payment fees

Feb 082010
 

Hey everyone, at the end of this month, i’ll be making a payment on my closed credit one account. According to the new credit card act, they can’t charge me to make a payment online right???

 

I just want to confirm 

Need Advice: Pay off or let OC sell account?

Jan 272010
 

Bank of America:

 

Balance:$329.77

 

It is already on CR as Charge Off. Recovery Dept told me tonight that there is no way that they will take it off CR even if I pay in full. they would report it as satisfied. So ? what is better pay in full for them to report satisfied or let it be sold and make a deal with the new owner of account?

 

Thanks

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