I have been surfing through the message board history, but can’t find a definitive answer to this question:

 

I thought that I had all of my accounts in good shape, but then discovered the TU is reporting a chargeoff on a Sears CC that I was an authorized user on.  I know that I am not financially responsible for this, but do I have any chance of getting this removed from my credit report?   Should I pursue disputing this?   Thanks!

 

http://finance.yahoo.com/banking-budgeting/article/108839/issuer-of-79.9-interest-rate-credit-card-defends-its-product?mod=bb-creditcards

 

If you have bad credit in the new era of credit card regulation, be prepared to pay — dearly — for the privilege of using credit. That’s the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent.