More confusion
A few weeks ago I sent a PFD letter to ER solutions for an old Sprint bill. Because I didn't hear back from them, I decided to call. The lady I spoke to said that they would agree to the PFD and would send it to me in writing. A few days went by and I recieved nothing. This week I received a letter from them that said " Here is the info you requested", which was an actual copy of my sprint bill from Feb.
Categories: Rebuilding Credit Tags: actual-copy, collection, collection-had, credit, credit-report, sprint, sprint-bill, the-letter, the-meantime, week
Categories: Rebuilding Credit Tags: asset-accept, collection, Credit Card, forums, report, status-reads, still-reports, the-meantime
Differences with CRA’s
I just received my Equifax report after looking at TU and EX. It is the only one that actually shows the DOFD on the accounts. I don't have any accounts showing on there with any balances due. I know some of them showed before, so I assume they came off. Can I expect that TU and EX are just slower taking them off and will they most likely come off soon, or should I try disputing these to try to get them off? Also, I have a car loan with a lot of 30,60 day lates. It is my longest TL though and it has now been almost two years since any activity. Is there anything I can do with a car loan? My thought is that I am going to get my CCs paid down. Right now they are almost maxed out because of recent activity, but I will get them lower shortly. So, I figure less than 6 months I will have them below 10% and check my report then to see what I can improve at that time with the other items. In the meantime I will GW and DV adn PFD on the accounts I know are not going to be past the 7 years soon.
Categories: Rebuilding Credit Tags: Accounts, actually-shows, come-off-soon, dofd, equifax, longest, recent-activity, report, shows-the-dofd, slower-taking, the-meantime, try-disputing