A few questions.

Oct 052010
 

I have been reading the boards here for a while and they have helped a lot in getting my credit score raised. The question I had was about goodwill letters and who actually has the power to delete lates. I have sent the letters and even made a few calls with no luck. Does just any employee of a credit card company have the ability to do this. Right now Chase and Bank of America are the two I have left for removal and it has been extremely difficult to find a sympathetic person.

What now?

Sep 012010
 

I sent Midland Credit Management 2 separate DV letters CMRRR  Midland completely ignored both of my request. So I sent Experian a letter along with copies of the letters I sent to Midland ( also sent ) CMRRR requesting them to remove the inaccurate information from my credit report. and all they did was update the entry as disupted. No one can prove to me that this is my debt, but Experian continues to report it. any suggestions?

Related Blogs

what gives?

Jul 272010
 

Round 2 of the GW letters came back yesterday.  I am 0 for 2.  Should I begin sending the letters to the president/CEO now?

What to do to get TU,EQ,and EX to update….

Jun 082010
 

I have a couple of baddies that I did a PFD for and wanted to get the CBs to update my CR showing that the collections have been deleted. I know it can take up to 90 days but can I email/fax them the letters from the CAs stating they accepted my PFD so that EQ,EX, and TU can update my report quicker? If so how would I get in contact with each of them?

Re: Needing advice on being past the 7 yr DOFD date.

May 062010
 

Thanks for the reply.  Yes, I guess I got lucky with the other ones coming off early.  I still am interested in maybe disputing it now though, because of the letters and correspondence I have actually showing that it has been past the 7 years. Not a good idea or what do you think?

Help, have less than 2 weeks to respond

Feb 182010
 

I received 3 collection letters from a CA for hospital/Dr. bills. I have been paying the OC a small amount on these since Sept. but I did not have a payment plan set up with them, however, I did send the same amount every month. The date of service was July. They are not showing up on my CR yet but the letters were dated Feb. 2nd so I only have a week or so to send a response. I called the OC and they would not pull back from CA. So what is my next step. Should I try again with the OC, send a DV letter or PFD letter. I can come up with the money to pay it off if I need to. I would just like to get this taken care of before it hits my report.

 

Thanks in advance for your help.

About to send out PFD letters, have a question?

Feb 022010
 

I have several that i am sending out to CA, and the question here is there are 2 address on the letters than i have rcvd from them. Do I send one to each address? Also so i search the internet for any more address?   Do i send these  with one of those green cards on them to verify that they rcvd it? And if so some of these addresses are to P.O. Boxes and i think you can’t do that to a P.O. Box, 

 

Thanks for any help and prayers that it works!!!

Cheryl

Moderators—Question

Jan 262010
 

I dv’d a company twice no answer.  I was served a summons to a house i do not or have never lived at.  I was related to the person however.  Is this possible and what do i do?

 

i have 2 green cards and proof of the letters they rec’d with my current address for the past 5 years.

 

thanks