Question: Yesterday, I rcvd a letter in the mail from a collection agency stating that I owe $1045.00 for school and if I do not pay it, I could have a judgement placed against me. The balance is from 2007. I called the school that I attended 4 years ago and yes they told me that I had a balance-I knew that I left there owing some money but put off paying it until I could afford it. Since then I moved, got married and moved again and haven’t thought about it in a long time-Irresponsible me!
Okay, well today I went to the school to pay it cause well 1) I owed the money and 2) I owed the money. I know most companies won’t let you pay if they have already sent off to collection agency because they have to pay to do that. She let me pay. Does this mean they will pull it from the collection agency & it not show on my CR? I thought about responding to the letter that I rcvd from the CA and asking them to validate the debt now that it is paid. Should I send a DV to CRA’s?The school asked if I did rcv the letter from the CA and I told them no that I was thinking of going back to school and taking some classes in the summer and when I called to see what all I needed to do to enroll and that’s when I learned of the balance. ok, ok so I did fib there but the point is I paid it. Now what? Please advise-been making progress on my CR and paying those that I do owe.
Thanks!!!!!