Score vs Report
This might seem vague, but what do lenders value more...your score or the items on your report? For example, a general mortgate rule of thumb has been 620. Are they looking only at your score, or can they find a score of 650 and see something in your report that disqualifies you? What about other lenders like credit cards, landlords, etc...I'm just curious and really trying to figure things out.
Categories: Rebuilding Credit Tags: credit-cards, figure-things, items, lenders, lenders-value, might-seem, report, score, see-something, the-items, your-report, your-score
Goodwill Fail :(
So I emailed Bank of America CEO and HSBC CFO and I recieved phone calls rather quickly and both said thaty they could not change thier reporting to the Bureaus.
Categories: Rebuilding Credit Tags: america, bureaus, calls-rather, case, items, quickly, recieved-phone, said-the-same, same-thing, the-items, their-reports
Posting credit report
Hello all-I am new to this website and so far have found a wealth of information. I would like to know if I posted all the items on my credit report would someone take a look at it and let me know your opinions on what to do/not to do? Also what is Portfolio Recovery? I am interested in finding out anything/everything I can do to fix my score.
Categories: Rebuilding Credit Tags: credit, credit-report, finding-out, opinions, portfolio, report, score, the-items, the-right, transunion, will-post
New to Forum
I am new here. I view my credit scores and my report. I checked off the items that I am going to dispute
Categories: Rebuilding Credit Tags: certain-items, credit, credit-scores, items, negative, negative-owed, people-were, report, saying-even, score, the-items