Â
HI,
Â
I have an old CO that has moved long ago from the Oc to many different CA’s and JDBs. The last CA still reports a balance.
Â
The state I live in has a SOL of 4-yrs. That date is coming up according to my last EQ report.
Â
But as I review past credit reports there are differing dates for the DOLA. But only buy a few months.Â
Â
My question is what is the “official” DOLA?
Â
And what is a good strategy to employ after the SOL passes?
Â
Thanks
Hi Everyone.
Â
As you can see I have a long way to go, in the meantime, I had a previous debt owed & paid to RJM in 2008. It was updated 4/2009:
Balance $0 as a Paid Collection /Â Date updated: 4/2009 /Â Pay Status:Â >Payment After Charge Off/Collection.
My question to that is, I’m noticing in the forums that they(RJM)are removing accounts from your report with a pfd letter. How can I get mine removed from way in 2008?
Â
Also Asset Accept had an old store credit card that it purchased & still reports on my EXP report. Not on my TU.
I called Asset Accept and the rep said I owe them $0 and to just give it time to be removed. Side note: on my EXP report the status reads:
Collection account. $983 past due as of Mar 2010. I’m confused….
Â
Any advice at all will be truly helpful….
Â
Â
There are few things on my report that simply are not updating. I had one debt that was under experian that I paid off and it still reports as in collections. I paid this account off back in November. About 2 weeks ago I decided to dispute this since its still not updating as paid in full.
Â
The second is my CC. I paid the balance down to almost 0 from close to the max and it updated on experian weeks ago but still hasn’t updated on the other 2. This card also hasn’t reported anything since November. What takes these bureaus so long to update? What can I do to speed up this process?