Hello all,
     I’ve been a visitor on this site for quite some time, but this is my first post. Please be gentle! I’ve been rather stagnant since i filed bancruptcy in 2006. just last year i decided to work on my credit, it was 507 at the time (June). I got a secured credit card, and capital one approved me for a small unsecured card. I have an auto loan that i have been paying rediculous interest on but on time for the last 2 years. I finally signed up for Score Watch, and got my free reports. I noticed 2 CA’s, the BK, and something that was charged off in the BK. I just now at the beginning of the year decided to tackle the CA’s and DV’d both of them, Jefferson Cap and NCO. I got JC back and it is valid so i sent a PFD. still nothing from NCO, so i sent again. Earlier this week i received a letter from JC saying:
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“we have recieved your dispute concerning the information on your credit bereau report.
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That’s it though, no reference to the amount, or a remittance slip. Its on JC letter head, but that is the entire body of the letter. Does that mean they have accepted the PFD and i need to submit the payment, or something else entirely???