ConServe Collection

Nov 122010
 

I need a breakdown (if possible) of why this collection is being reported differently on my EQ and TU reports. The collection is being reported as paid on my EQ report but on my TU report is showing paid/chargeoff. Can this be disputed?

 

Thanks again everyone, as you can see I’m very new to DIY credit repair.

Paid collections / judgement help please

Nov 052010
 

Hi….

have the following PAID collections on my reports:

Midland Credit – July 09
New Century Financial – Dec 07

How do I go about getting them removed?

New Century turned into Pressler and pressler judgment. That is showing paid also. New Century and Pressler have both refused to delete when I tried Goodwill, and Judgment came back as verified with EX dispute. Haven’t tried other reports.

Midland Credit – read on here that they will not verify disputes if they are paid. Is this correct? SHould I dispute iwth CRA’s? If so on what basis? Also if I do dispute and it comes back verified will that have any impact on my scores due to date?

Any help would be greatly appreciated.

In past year have gone from 530′s to 630′s and I wanna keep going higher. :)

Many Thanks!

CA – IC Systems

Mar 172010
 

 

Hi guys –

 

 Back in August I completed a home buying seminar and they pulled a comb credit report. I am noticing a collection acct which is showing paid back in 2004. My issue with this line is

 

1) it doesn’t show up on my current credit reports that I have pulled, so is it affecting my score or not? I understand it could have fallen off but I guess I’m wondering if it shows up on this kind of report because it was pull related to a mortgage loan?

 

2) It appears they re-aged the acct, I have the exact same info showing up with a date of 2009. It states it was paid. I know I paid the acct back in 2004 not 2009.

 

3) Do I good will them? I kind of think I did before and that is why the acct in dispute. before it was paid.

 

Suggestions? Thoughts?

Â