I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $ 300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.
Dec 022011
I am now in CH 13, 18 months until discharge. I am trying to get my scores up.
Mar 162010
So over the past 2-3 weeks I have been contacting the bureaus about items on my report now all those items I did owe but for some reason they have been deleted from the bureaus. My concern is will they pop back up because I have seen people on here saying sometimes old things come back. Now when i contacted the CA’s myself they said i would have to pay and they had my acct info but when i disputed it with the CR’s now its gone. Im happy and confused. myfico scorewatch went from a 587 to a 627. Im very happy but at the same time now i have a shorter credit history.
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Also I have no credit cards open. should I open a secure card?
Feb 112010
When is it a good time to apply for unsecure credit cards? have been using secure credit card for about 6 months now, Feb. Equifax score 573
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bankruptcy august 2009Â