Question: Where can I find a mortgage company that will let me finance the entire amount the home is worth?
Question Details: I am with national bank that specializes in this type of loan.We will go off of the appraised value as if the work was completed already. We do business in all 50 states. With your score you can pretty much get whatever it is you want. Email me so we can get started.
is there any mortgage company that can get me 100% financing and not a high rate with a mid score of 579
a lot of lenders that i talked to said that i can get 100% financing i did get qualifief for 100% but i am looking to see if i can get a lower rate
i am in georgia
I was hoping for a answer to a quick question.
I am looking to buy a house. Getting financing is not a problem, getting the mortgage insurance is.
The finance company tells me that my wife’s score is about 25 points too low (to get the loan we want) due to having used to much of her credit in ratio to her limits. We need to get her from 655 to 680. She was off work about 3 1/2 years ago due to illness and basically lived off her cards for 2 months. Prior to our getting married about a year ago she was only able to make small payments. She was never late, she just could not get ahead enough to make much head way on paying the cards off.
Since we have been married, we have taken the cards one at a time and have paid 3 totally off and cut three more balances by more that half, but we still have three with 75% of the high limit used. This is hurting her score.
Here is my question-I could pay down the score, but I need to use the cash on repairs necessary to get FHA financing and for the down payment.
Could I reduce balance to limit ration and improve the score, if I get her credit limit raised? If I do this would the credit companies pull her credit report again and would that hurt her score more than raising her limit would help? I would need to ask four different cards for higher limits.
Thanks for your help.
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I was wondering if anyone knows the basic criteria required on a rental application for a house. My husband is being asked to accept a job transfer from Michigan to Tampa, FL and we won’t be able to afford to buy a home so we will be looking to rent something, however we have never rented before and I don’t know what the criteria is. He has decent credit, the score isn’t as good as we think it should be it’s almost 600 which I don’t think is that great, is that what they go by just like a mortgage company or is there more leniency with renting?
Thanks for your help if you can !!!
i should have said that we are currently buying and not renting here in michigan…..
i have no bankruptcys but i have collections out the @#! anyway, these collections are from companies that keep updating my report as though I am late this month when in fact it’s from 2000, i’ve paid credit repair companies to fix it and they just keep coming back and updating every month, in turn my score remains around 500, is there anyone that can help me, oh i have written all 3 credit bureaus about this.
I am planning on moving to Atlanta from Miami. I am self employed, and just started my business last year. I filed for a loss in 2008. But this year I am making money. My mother will co sign for me and she has stellar credit and no debt. I have at least 20% down payment saved up.
So does anyone think it is possible a bank would loan me money on stated income with me 700+ fico and my mom co-signing?
I know the three…Experian, Equifax and TransUnion, but rather then checking all three I was advised that essentially loan/mortgage officers typically use only one to check eligibility for a home loan. What is the most popular credit bureau used? I am in the process of looking for a home, and want to make sure I know which score will be pulled considering all three have different scores.
Thanks!!!