Capital One Auto – GW Success! Woo-woop!
After many, many unsuccessful attempts (and "no" responses) at getting a 30 day late payment removed from a paid off auto loan account with Capital One Auto, I received the following letter in the mail on 6/22/10: Dear MissMovingForward, Thank you for your inquiry regarding your Credit Bureau report. After researching your account, we have updated the information you were disputing.
Categories: Rebuilding Credit Tags: account, being-provided, credit, credit-bureau, credit-bureaus, Finance, fingers-crossed, heart-buried, inquiry, paid-off-auto, payment-removed, score-increase, the-following, the-information
Score jumped 39 points?
Just got a Score Watch alert that my FICO score jumped up from 560 to 599... I checked the reports side by side and only noticed these two differences: 1. Age of credit history went from 10 years to 11 years 2
Categories: Rebuilding Credit Tags: 9th-payment, account, credit-history, disappear-now, earlier-report, reports, score, score-increase, student, Student Loans
Old Debt in Collections
I have an old debt with Time Warner that sits with CMI now from 2004 for $173. It's the only thing that I have listed in collections debt. If I pay it, does my score increase maybe
Categories: Rebuilding Credit Tags: cmi, old-debt, score, score-increase, warner
fico score increase after new collection posted
I have a new collection posted to my file but the fico score increase 9 points? can somone please help when will my fico score decrease after a new collection account posted? thanks
Categories: Rebuilding Credit Tags: account-posted, FICO, fico-score, file, new-collection, please-help, score-increase, the-fico
TU Dispute Victory
Last month I disputed a CO with TU for some car insurance bill that was supposedly never paid. Quincy Mutual was the OC, they sent me letters in the mail for weeks then stopped. I disputed through TU.com and I got an email notice today saying it was DELETED!!!!! One down, one to go.
Categories: Rebuilding Credit Tags: car-insurance, disputed-through, Mutual, quincy-mutual, score-increase, today-saying
Recent collection pif and deleted
Recent collection posted on credit report as of 03/04/10, called and had it deleted and have the letter of deletion in my hand, what kind of score increase should i expect to see?
Categories: Rebuilding Credit Tags: collection-posted, credit-report, letter, posted-on-credit, score-increase
How long Before CRA Update
I just faxed over my PFD to Eq,Tu and Ex, I was told by the representatives it takes them about 5-7 days to review and update. How long after should I see a score increase?
Categories: Rebuilding Credit Tags: pfd, REPRESENTATIVES, score-increase, sentatives-it-takes, the-representatives
Public Record: Tax Lien–Paid (Satisfied) vs. Unpaid–Score Difference?
I'm trying to refinance my home via FHA Streamline Refinance.
Categories: Rebuilding Credit Tags: 'Scoring', before-the-new, considered-more, inquiry-hit-now, lower-because, points-higher, Question, really-matter, score, score-increase, slightly-higher, unpaid-public, updated
I’m excited about a recent score increase
February, 2010 EX-485 TU-488 March, 2010 EX-510 TU-536 My goal is 620 or above My score increased just by bringing a past due account up to date.
Categories: Rebuilding Credit Tags: car-loan, from-being, pfd, score, score-increase, score-increased, will-get, will-see
On hard times and need your help….
US Dept ED 3/2004 4,740 pays account as agreed (Rehabbed loan) US Dept ED 6/1999 (17,000) 120+ days past due (Rehabbed loan, but not updated) once update will credit score increase? Arrow Ser 6/2008 323 120+ days past due (Currently with a CA, but I am still going to pay them off) PlansComm 3/2005 0 Balance (Charge Off ) (Secured Credit Card) FMCC 4/2001 $0 Balance pays account as agreed (closed with 8 late payments recorded) I have no revolving accounts, as I don’t think I will qualify for a.ny credit cards. I was recently turned down for an express dept store card
Categories: Rebuilding Credit Tags: credit, credit-history, express-dept, once-update, pays-account, score-increase, turned-down, will-credit, will-qualify