Mortgage and Insurance

I pulled my wifes and my credit reports in Feb. ,her scores were 503 -508,mine were 600 – 620.

 

Her report had these:

 

Charge off HSBC 2008

LVNV settled account

Credit Union closed with lates due     X3*************Impossible to get reported as a single account, forced a total deletion

Credit Union LOC closed with lates due X2*************Same as above ,forced a total deletion through the Credit Union

Paid 48 month car loan -PIF   never late

Paid 48 month car loan -PIF   never late

12 months into a secured loan $1500 never late

 

Mine had these:

 

Embarq $64 collection*********CA nor OC could find acct. forced deletion

Online collections $260 -2005******PIF , had utility company fax them to remove me from their records,confirmed deletion underway

Child support $869 past due,showing as worst delinquency ever -never paid*******SAD THING IS IM CURRENT HERE

They had me as $15,000+ behind a year ago.I may need a lawyer to keep these people in line.

12 months into a secured loan $1500 never late

 

So in mid Feb. we added these:

 

New Millineum secured $ 500 limit*****$0 balance reporting

Cap one unsecured $500 limit*********not reporting yet $12 balance

Best buy $750 limit    ********************$16 balance reporting

 

 

I cant pull mine yet but Her TU Fico:

 

 

If I can do it, anyone can!