I have a collection on my CR from RJM Acquisitions. It says “date placed for collection” 12/2007. The SOL for my state is 3 years. My question is do I have to wait until december 2010 to send a DV?
Now that I am finally cleaning my credit, I have RJM sending me a letter that states I can settle my debt with them. This account has to be close to 10+ years old! No, it is NOT reported on my CRA, however, I am wondering if I should even DV this? I don’t know if ignoring them is a good thing or does it even matter?Â
I have already agreed to a settlement offer given to me by RJM. I owed two book clubs (Black Expressions and Crossings). I only owe $25.14 on the Crossings account and $86.39 on the Black Expressions account. I wanted to know if I can still send/email them a PFD even tho I’am already in a payment agreement. Thanks in advance:smileywink:
Has anyone ever had to goodwill Wells Fargo for a written off Wachovia account? I don’t know where to send a goodwill letter for this. My dh had an account that was written off & he paid w/RJM, but now I’m clueless as what to do. Any suggestions?
I sent a DV letter to RJM Acquisitions and they have not responded.I reported them to the BBB,AG of TX. and the association they belong to.They have yet to respond to anyone.What else can I do to have this collection validated or removed?
Does anyone know if RJM Acquisitions is licensed to collect a debt in Texas?How can I find out?If they are not,can they report a debt on my credit report?
Hello everyone,
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Here is my dilemma:
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I am currently making payments on a CA with RJM Acquisitions. They sent me a settlement offer which states that I could pay $40 a month. But only had to pay 60% instead of the 50% but paid in full in 1 payment..
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My questions are…
If and when, I get closer to a smaller affordable amount, could PFD???
Is that not possible because I’ve agreed to payments???
Or should I just keep making payments until paid in full then send GM letters????
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Thanks!!!
Can someone please PM me an email address for RJM? Thank you!
OK…..I still have a long way to go, but in the last 2 weeks I have received(after my first run of letters):
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2 yes’s on GW letters (AFNI and Compucred)
1 yes on PFD letter (RJM Acquisitions)
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I will keep writing and sending but wanted to say a huge thank you!!!
Could someone please provide me, via PM, the email address being used for RJM to request PFD? I found one on a different website but it is 3 years old so want to make sure I am using an up-to-date one.Â
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Thanks in advance!