Whoo boy…

Sep 012010
 

What a painful read that was tonight. 

 

Once upon a time, in a life not so long ago, I had a 720 credit score, a home on the river that I’d owned without missing a payment for 8 years.  Of course, that was before I told my employer to restate their financial reports to the SEC and was summarily fired.

 

I wish I could say that I had a grand time racking up credit card bills, and loans, but I did not.  Relying on a 401k, stocks, and savings I thought I was managing my money well… Again, that was before the public company reporting fiasco.

 

As much as it felt good to have the SEC back me, I still lost my home – no plans fit my life – and filed Ch 7.  That was then, this is now.

 

My EQ score is 588.  Does that mean anything?

 

I have disputed to accounts as listed as charge-offs, that were actually included in Ch 7.

 

I have the dreaded First Premier for now and will keep for exactly 1 year, then close it… After hopefully, obtaining other credit.

 

When I have the funds, I will get an Orchard card, I suppose. 

 

Sigh, this really sucks… But I will rebuild, and thanks to all of you who have gone before me, I will learn the best way how.

Related Blogs

  • Related Blogs on Whoo boy…