Opinions/Help Needed
I discovered a Collection account on my report. After looking into the issue, looks like my payment to the original creditor was made after my debt was sent to collections. The original creditor accepted the payment and said nothing about collections.
Categories: Rebuilding Credit Tags: collection, further-pursue, issue, opinion, paid-collection, payment, report, said-nothing, start-service, the-original, time
Paid OC, not the CA
Hello everyone! I had a $63 bills that I forgot about with a hospital and it was sent to a CA. Immediately called and paid the OC the full amount. The CA has updated their TL as paid. My question is can a CA still be on the report if I paid the OC. Seems to me that it is not their account. Sound I dispute the account with the CRA, GW, or DV the CA? Any ideas on how to best attack this account? If noone has a idea then I will start the HIPAA process again. Thanks for you help.
Categories: Rebuilding Credit Tags: account, best-attack, hipaa, ideas-on-how, report, start-the-hipaa, the-report, will-start
Categories: Rebuilding Credit Tags: agency, amount-which, change-the-date, Current, items-should, like-the-day, money, report, said-it-went
Basic Questions about violations
Hi Could you please give me a hand here? Thanks to all who respond. 1. DOFD - Is this the date of the very first time i was 30 days late?
Categories: Rebuilding Credit Tags: account, after-the-date, date-calculated, does-it-matter, report
Should I wait it out?
I have 3 baddies on my CR that were scheduled to come off Aug. 2010, but they are still there!! I know that it's "technically" still August, but I'm ready to see them gone! How long do I need to wait before I file a dispute? I know that there probably won't be much of a score increase (if any at all), but it would sure make my report look alot cleaner!
Categories: Rebuilding Credit Tags: alot-cleaner, come-off-aug, report, score-increase, wait-before
When will it remove?
If my credit report has a note saying a negative account will remove 09/2010 does that mean it should be gone starting in September, or that September will be the last month it shows up on my report? Thx!!!
Categories: Rebuilding Credit Tags: 2010-does, credit, credit-report, gone-starting, mean-it-should, month-it-shows, negative-account, note-saying, report, the-last, will-remove
Red Light enforcement ticket PAID! WONT REMOVE – PLEASE HELP!
I need your advice.. I paid a redlight enforcement ticket that was posted on my credit report. I am very upset about this my points dropped -100 and I had no collections before.
Categories: Rebuilding Credit Tags: above-says, Advice, credit, paid-it-stays, points, points-dropped, report, representative, statement, the-statement, very-upset, will-clear, your-credit
Scores stuck any advice?
So I just had 5 CA's deleted from my report and no score change. What the heck?
Categories: Rebuilding Credit Tags: Heck, never-late, new-secured, repo-changed, report
Delete collection due to statue of limitation
Still kinda of new to this board and I've been doing a lot some reading about the "statute of limitation" issue. I'm wondering if you have a medical collection on your report that's unpaid if it would be possible to use the "statute of limitation" issue to leverage a PFD letter . Thinking of collection that need to get rid of that's over 7yrs old
Categories: Rebuilding Credit Tags: based-on-fact, been-doing, board, little-more, not-being, over-7yrs, report, time, your-report
Settled—less than full balance
My current credit score is 698 and I'm in the process of paying off my $35,000 credit card debt. I know this will help, but I have a I have a "Settled—less than full balance", for an American Express Card I no longer have.
Categories: Rebuilding Credit Tags: current-credit, full-balance, gorey, off-sooner, past-employer, process, report, statement, the-process