Posts Tagged ‘report’

Opinions/Help Needed

I discovered a Collection account on my report.  After looking into the issue, looks like my payment to the original creditor was made after my debt was sent to collections.  The original creditor accepted the payment and said nothing about collections.

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Be the first to comment - What do you think?  Posted by jedwan - September 2, 2010 at 11:39 am

Categories: Rebuilding Credit   Tags: , , , , , , , , , ,

Paid OC, not the CA

Hello everyone!  I had a $63 bills that I forgot about with a hospital and it was sent to a CA.  Immediately called and paid the OC the full amount.  The CA has updated their TL as paid.  My question is can a CA still be on the report if I paid the OC.  Seems to me that it is not their account.  Sound I dispute the account with the CRA, GW, or DV the CA?  Any ideas on how to best attack this account?  If noone has a idea then I will start the HIPAA process again.  Thanks for you help.

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Be the first to comment - What do you think?  Posted by jedwan - September 1, 2010 at 12:29 am

Categories: Rebuilding Credit   Tags: , , , , , , ,

How is the original Debt date changed?

1. I talked to a couple of accounts today

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Be the first to comment - What do you think?  Posted by admin - August 31, 2010 at 8:59 pm

Categories: Rebuilding Credit   Tags: , , , , , , , ,

Basic Questions about violations

Hi Could you please give me a hand here?  Thanks to all who respond.   1. DOFD  -  Is this the date of the very first time i was 30 days late?

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Be the first to comment - What do you think?  Posted by jedwan - at 2:39 pm

Categories: Rebuilding Credit   Tags: , , , ,

Should I wait it out?

I have 3 baddies on my CR that were scheduled to come off Aug. 2010, but they are still there!! I know that it's "technically" still August, but I'm ready to see them gone! How long do I need to wait before I file a dispute? I know that there probably won't be much of a score increase (if any at all), but it would sure make my report look alot cleaner!

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Be the first to comment - What do you think?  Posted by jedwan - at 1:21 pm

Categories: Rebuilding Credit   Tags: , , , ,

When will it remove?

If my credit report has a note saying a negative account will remove 09/2010 does that mean it should be gone starting in September, or that September will be the last month it shows up on my report?   Thx!!!

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Be the first to comment - What do you think?  Posted by jedwan - August 30, 2010 at 10:04 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , ,

Red Light enforcement ticket PAID! WONT REMOVE – PLEASE HELP!

I need your advice.. I paid a redlight enforcement ticket that was posted on my credit report.  I am very upset about this my points dropped -100 and I had no collections before.

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Be the first to comment - What do you think?  Posted by admin - at 1:32 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , , , ,

Scores stuck any advice?

So I just had 5 CA's deleted from my report and no score change. What the heck?

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Be the first to comment - What do you think?  Posted by admin - August 29, 2010 at 7:09 am

Categories: Rebuilding Credit   Tags: , , , ,

Delete collection due to statue of limitation

Still kinda of new to this board and I've been doing a lot some reading about the "statute of limitation" issue. I'm wondering if you  have a medical collection on your report that's unpaid if it would be possible to use the "statute of limitation" issue to leverage a PFD letter . Thinking of collection that need to get rid of that's over 7yrs old

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Be the first to comment - What do you think?  Posted by admin - at 3:03 am

Categories: Rebuilding Credit   Tags: , , , , , , , ,

Settled—less than full balance

My current credit score is 698 and I'm in the process of paying off my $35,000 credit card debt.  I know this will help, but I have a I have a "Settled—less than full balance", for an American Express Card I no longer have.

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Be the first to comment - What do you think?  Posted by jedwan - at 1:23 am

Categories: Rebuilding Credit   Tags: , , , , , , , ,

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