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	<title>Mortgage and Insurance &#187; recently-saw</title>
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		<title>to opt out or not to opt out?  that is the question.</title>
		<link>http://www.dealnest.com/rebuilding-credit/to-opt-out-or-not-to-opt-out-that-is-the-question/</link>
		<comments>http://www.dealnest.com/rebuilding-credit/to-opt-out-or-not-to-opt-out-that-is-the-question/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 21:03:08 +0000</pubDate>
		<dc:creator>jedwan</dc:creator>
				<category><![CDATA[Rebuilding Credit]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[again-everybody]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[credit-report]]></category>
		<category><![CDATA[credit-scores]]></category>
		<category><![CDATA[like-navigating]]></category>
		<category><![CDATA[midst]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage options]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[pros]]></category>
		<category><![CDATA[pros and cons]]></category>
		<category><![CDATA[pros cons]]></category>
		<category><![CDATA[recently-saw]]></category>
		<category><![CDATA[something-now]]></category>
		<category><![CDATA[the-mortgage]]></category>
		<category><![CDATA[the-process]]></category>
		<category><![CDATA[thred]]></category>
		<category><![CDATA[will-re-age]]></category>

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		<description><![CDATA[ So, if I am in the process of GW some collections and lates, should I opt out?Â  What are the pros and cons? Â  And if I am also in the midst of going for a mortgage, does that change my options? Â  Also I recently saw a post on the mortgage thred that says if you dispute an item it will re-age the account.Â  Does that mean if I GW something now it will stay on a credit report for another 7 years??!??? ]]></description>
			<content:encoded><![CDATA[<p>So, if I am in the process of GW some collections and lates, should I opt out?Â  What are the pros and cons?</p>
<p>Â </p>
<p>And if I am also in the midst of going for a mortgage, does that change my options?</p>
<p>Â </p>
<p>Also I recently saw a post on the mortgage thred that says if you dispute an item it will re-age the account.Â  Does that mean if I GW something now it will stay on a credit report for another 7 years??!???</p>
<p>Â </p>
<p>Seems like navigating credit scores shouldn&#8217;t be so difficult.</p>
<p>Â </p>
<p>Thanks again everybody?</p>
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