Credit card companies want us:
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o To run up high bills, but won’t give up higher credit lines.
o Pay our debts in full but try and tempt us with long term apr offers to carry debt.
o Lower our credit lines when we carry long term debt. Did I say they want us to carry debt?
o Chase down credit lines and cancel our cards if we use to much.
o Charge us annual fees for not using the card enough.
I was just wondering if anyone here has requested a credit limit increase since the new laws kicked in. In particular, I’d like to know if anyone’s seen any changes in the usual procedures, particularly with Citi, Discover and BofA (feel free to address others, too).
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Any additional hoops to jump through?Â
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