Has anyone had any success with a PFD with HSBC, if so, please tell you’re story. I am currently contemplating sending them an offer on a 5 year old debt to get it off my report. It is a charge-off that I want them to take off. I appreciate any insight…
Mar 162011
Hello everyone, It seem as if it is taking forever for my score to rise. I started cleaning my credit report last year because I want to be a home owner. I have one Cap One card unsecured just got it 03-01-11 and a NFCU Secured Credit Card which I got 07-01-10, and my Fico score is still low. My FICO score TU is 582 and my EQ Fico score is 575. I really want to start the process of buy a home by the end of this year. Can some one please tell me what I can do to help raise my score faster. :smileysad:
Feb 092011
I went to annual credit score and they said I already did it this yr. So where else can I go. I am a get r done kinda guy, and I am so confused about what steps to take now. Everytime I post I get more confused. lol. I just want to fix my credit, I have 6 account in collections, that I can pay in full if I wanted to. I want to fix my credit so I am trying to see what the smartest thing to do is. I get different answer all the time,pay them off, don’t pay them , send a letter to validate, send a pfd. Can some one please tell me the dummy way of doing this. I just need someone to say, do this, send this which you get here, and do that. Please and thank youÂ
Jan 292011
Has anyone used Lexington Law to rebuild their credit?
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I just signed up yesterday but I am unsure if I should pay the $100. I could very well put that toward by CC. What exactly do they do that I can’t do? Do they have a little more pull when the CC companies see the letter with their logo on it as oposed to me just sending a letter in?
 If anyone has any experience with them please share. And if you don’t have the experience please share anyway.
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I would like to know if anyone did the whole disputing process, please tell me everything you did. I was told they would be sending letters to the credit bureaus for validation and to the CC companies? If the CC companies validate the debt do I then mail them GW letters???
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Heeelllppppppp…
Hello this is a collection showing on my credit report. I am hearing something about breach of HIPPA regarding medical debt. Can someone please please tell me if there is anything I can do about this and if so how do i do it. Thank you so much.
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| REVENUE MANAGEMENT CORP. | |
| Agency Address: | 670 Main St Ste 178 Waltham, MA 024525549 |
| Date Reported: | 08/2009Â |
| Date Assigned: | 05/2009Â |
| Creditor Classification: | Medical/Health Care |
| Creditor Name: | KURTZMAN SALAMA MD SÂ |
| Account Number: | xxXXXXÂ |
| Account Owner: | Individual Account. |
| Original Amount Owned: | $80Â |
| Date of 1 st Delinquency: | 05/2007Â |
| Balance Date: | 08/2009Â |
| Balance Owned: | $80Â |
| Last Payment Date: | N/AÂ |
| Status Date: | 08/2009Â |
| Status: | D – Unpaid |
| Comments: | Medical |
Feb 172010
Hello all!
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When I was younger, I was stupid. Plain and simple. However, 7+ years later, I haven’t missed payments…however, those delinquent accounts (car/CC) are still showing on my credit report! They were never reported to collections and there was never any agency involved. No bankruptcy…nothing…someone please tell me why this would be? I thought 7 years was the cut off. Those accounts had been closed or inactive, yet the negative history still remains?
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Charles