Pinnacle bought a Old debt where the SOL has run out. I called OC they stated they had no files etc..etc and had sold the account to four score (pinnacle) When i sent a DV after discovering it on my free report this month they sent me OC name / account number / original amount /10% interest and new amount. I never recieved a dunning letter. Since the CA bought the account and I have no proof they really did is this a valid DV? There were several error on the account, even though they bought the account, NH states they are still considered an CA and and cannot charge 10%, My address was also wrong on the DV response. Basically how can i prove or get them to prove they can even collet? Dont they have to send me some form of proff they bought the debt? whats my next step? Pinncale has replied they bought the debt but the OC state four score bought the debt. ?????????? They also illegally reaged the acccount original fall of my report from OC was beginning of 2013 , pinnacle state 07/2015 and wrongly stated the last time a payment was made to the OC DOFD. Whats my next step? i sent a second Dv already. I just want them gone from my credit report.
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