paid-the-debt » Mortgage and Insurance

"Pays as Agreed" help/questions

Mar 102010

I have a credit card that i have several lates and missed payments on. I paid the debt off as a settlement about a month ago, and yesterday the status on my report changed to “Paid as agreed” But its still showing as a negative account, is that because of all the lates payments?

Also, I settled the debt for 30% of the original balance. Is it possible to call them and offer them the 70% as a instant lump sum to have them remove all negative information on my credit report?

Message Edited by ineedahome on 03-09-2010 04:26 PM

credit card pays as agreed

March 10, 2010
Posted by jedwan at 12:14 am
No Responses
Rebuilding Credit
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Charge-Off help

Mar 092010

Back in Novemember 2008, I had a personal loan go to collections after 3 months of not paying. In May 2009, I paid the debt collector off the full amount. The debt collector isnt on my report at all..but The Original Creditor is still to this date reporting it as a “Charge-Off” with a balance of $0. Can they still report this as a charge off every month even though i paid the balance off? And since they are still reporting it as a charge off each month, does that mean its reageing the account?

March 9, 2010
Posted by admin at 11:51 pm
No Responses
Rebuilding Credit
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Mortgage and Insurance

"Pays as Agreed" help/questions

Charge-Off help

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