Mortgage and Insurance

Hello everyone, and thank you in advance for any advice. I have been reading on the forums that cap 1 is the worst to work with. My question is has anyone had any success in rehabing an old charge off with them. I know the chance of getting a PFD is like zero, but I was hoping that maybe I can work with them to reopen the card and rehab it. I have the money to pay the full amount, and Im hoping someone else has had success with this. The orignal limit of the card was 300, and now it is up to 899. The account was opened up in 06, closed in early 07, but I just starting getting charge off paperwork from them this year. I got a letter from a collections agency about the account, but cap 1 still owns the debt. Any help or advice is appreciated.