Mortgage and Insurance » odd-reporting http://www.dealnest.com the deals house Fri, 10 Feb 2012 23:05:13 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Still worth a DV? Trying to make sense of this… http://www.dealnest.com/rebuilding-credit/still-worth-a-dv-trying-to-make-sense-of-this/ http://www.dealnest.com/rebuilding-credit/still-worth-a-dv-trying-to-make-sense-of-this/#comments Sat, 13 Mar 2010 10:14:05 +0000 jedwan http://www.dealnest.com/2010/03/13/still-worth-a-dv-trying-to-make-sense-of-this/ Hi Guys,

I pulled my free credit reports for the year and was going over everything to write some PFD letters. I am beyong SOL on all my negative hits and most everything negative will drop on it’s own in about 1 – 1.5 years. That being said, I would love to have it off now by negotiating some PFD’s.

 

My questions is that I came across an odd reporting from Arrow Financial Services. It is a debt showing $1,683 (the highest debt shown on my CR). I have no idea what this is. I had thought it was my one old credit card (I never had anymore than one), but the original credit line was $550 (just out of high school). As I was looking I do see this and it was shown to have been sold, but only shows a debt of the $550. If these are related I don’t understand the jump to $1,683.

 

Also, the Arrow Financial record shows DOLA as Oct. 2004, however it shows Date Reported 6/2009.

 

Since I honestly have no clue what this is should I DV it? I am in TX and I know SOL is 4 years so I am good.

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