We attempted to deliver your item at 8:54 am on November 12, 2010 in RENTON, WA 98057 and a notice was left. You may pick up the item at the Post Office indicated on the notice, go to www.usps.com/redelivery, or call 800-ASK-USPS begin_of_the_skype_highlighting              800-ASK-USPS      end_of_the_skype_highlighting to arrange for redelivery. If this item is unclaimed after 15 days then it will be returned to the sender. Information, if available, is updated periodically throughout the day. Please check again later.

this was sent to the address listed on my credit reports. What do I do if they dont pick it up? Ive never had this happen.

 

Current creditor: Precision Recovery Analytics

Acct #:xxxx

Orginal creditor: GE Money BAnk

acct# xxxx

prinicpal:1363.42

total due: 1363.42

 

Our client Paragon Way inc has placed your acct in with this agency for collection.

Your acct is seriously past due and must be paid in full or we will proceed with appropriate collection activity. Plz remit the entire balance due to our office using the returned envelope provided.  If you have any questions or wish to discuss your acct with one of our representatives plz call us at the toll free number listed below.

Unless you notify this office within 30 days after receiving this notice that you dispute the validity of the debt or any portion there of this office will assume this debt is valid.  If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of the debt or any portion there of, this office will obtain verification of the debt or obtain a copy of a judgement and mail you a copy of such judgement or verification. If you request in writing within 30 days after receiving this notice this office will provide you the name and address of the OC, if different from the current creditor.  If payment is received in our office all collection activity will cease.

 

 

 

Thats what it says..What do you recommend?  How can Paragon have another collection agency try to collect when they didnt respond to the DV letter with proof?  Plz help and thank you in advance…

• constar paragon

 

Just got a notification that my score went down.  Only 4 points but still.  I haven’t pulled a report yet.  But the notice states that it’s from Financial Credit Service.  This is a collections agency.  I have no collections on my report and if there is anything I’ve been rebuilding for a while and there is nothing less than 7.5 years.  Any thoughts on how I should proceed?

 

Thank you muchly.

 

A

 

The other thing is, I had actually settled the debt in full 3 days after the date stated in the notice as the date the ‘debt was created’.

 

Now I’m just wondering what is the quickest, least-hassle way to address this.  Should I go down the DV path or is challenging it due to the missing Creditor a better way to go?

 

Got the notice in the mail today, but noticed the account was off my report yesterday. Yay!

• Aspen credit deletion
• aspen GW success

“This account has been placed with our office for collection.  Please pay in full to our office or call for arrangements.

 

This is an attempt to collect a debt by UCB, Inc., a debt collector, and any information obtained will be used for that purpose.

 

Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid.  If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.  If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor.”

 

I am inclined to wait a few days to see if I get another for the $10.  I’m also in the process of contacting my insurance company to check into the claim to see why it isn’t already taken care of.  She said that if I did not pay it within the 30 days that I would be unable to get them to delete.  Yes, I know they’d say what they need to to get me to pay…but it also seems like the postings about UCB are positive here.  Thoughts?  

 

 

He moved back home. We never heard anything further from this apartment complex. Fast Forward to January 2010….My husband gets a call on his cell phone (which the apartment complex had BTW) from a collection agency looking for rent for that apartment complex for October 2006!! WHAT???? So he says, I don’t have any knowledge of owing anyone anything and asks thm to send proof of this debt. A week or so later we receive a letter from the CA with a photocopy of the lease and the notice to vacate. Once I got a good look at the notice to vacate, it would seem that he signed a notice that committed him to paying October rent even though he did not occupy the space based on some Texas law that allows “the Lease Contract will be terminated under this military clause 30 days after the date on which your next rental payment is due”. It pains me no end that we would need to pay for  month that he didn’t occupy the space and that they likely got rent for from a new tenant.

 

We NEVER received anything from the apartment complex even though they had our Colorado address and my husband’s number and now three years later we get a call from a CA. I am assuming this was because the Texas SOL is 4 years and will be up in October of 2010 (if I understand corectly).

 

My questions are?

1. Because they sent copies of the signed documents, does the SOL clock start all over again? 

2. If not, should we just wait it out?

3. Is there any recourse against the apartment complex for not attempting to collect this debt timely before dinging our credit?

 

Thanks in advance.

 

At a time when consumers are carefully considering their spending plans and how they manage credit, promotional financing plans from GE Money may make more sense than ever.  We’re sending you this notice to summarize some promotional financing plans that may be available for you when you use your CARECREDIT card for future purchases.  All plans or all plan periods may not be available at every  provider. This is only a summary of key terms. Additional terms and conditions of promotional financing plans will be provided to you if you select and qualify for a plan.

 

Billed Interest Promotions

Please keep this notice for your records.  If you have any questions, please call us at the Customer Service number on the back of your card.

Sincerely,  

GE Money Bank

 

As we only use this card for a dentist twice a year, I forsee one less CC in my future!!!