I have a $575 collection account showing on my EQ with Allied Interstate/Directv as the CA. Â Recently I received a letter from AFNI, another CA for the same debt. Who do you suggest I contatc to DV and PFD? Â
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If AFNI now has this account, then how will I get the Allied Interstate collection off of my CR, after I settle up with AFNI? Â I’m a newbie, and I need some expert guidance.
I am new to this forum and glad i found it. I am trying to rebuild my credit and need some suggeston regarding 2 accounts in collection.
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1. Cap One CC $1450 and they are settling for 1220. If i PIF will they remove this from my CR.
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2. Amazon CC $476.00, NCO calling me and settling fro 50%. Will they remove it from my CR.
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Thanks,
I have small collection acocunt ($39 left on balance) that I’ve been making payments on to the CA for the past year. The original balance was $1,100.00 with a local hospital near me. The CA is reporting this on my CR.
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I have the final $39 and I am about to mail this out. I need some advice. Should I mail the payment to the CA and ask for deletion or should I call up the hospital (OC) and offer to pay and ask for deletion.Â
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How would you guys handle this? Thanks.
Hi Everyone,
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I need some guidance please:)
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I am ready to start paying down some credit card debt. Should I pay off closed accounts that have balances first or open cards that have high interest rates? Which would help my credit score more. Thanks so much!
I need some help with the Hippa Process. I have 3 unpaid medical bills that I am willing to pay but I don’t know what to do first. They have already been verified.
Thank you
gg-bc
I need some help here:
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Can you tell me do I have to follow my state of SOL before I send a PFD letter? and
Is it ok to pay the OR or the CA and once you pay the debt how long does it take to get off your CR with all agencies (TU, EQ, EX)
I just got off the phone with Volkwagen Credit and they said they cannot do a courtesy of a late payment (Feb 2010) because they already granted me a courtesy deletion back in 2008. I don’t recall this because I’ve certainly never written a GW letter to them before, but didn’t feel it was much use to fight it.
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I’m feeling very defeated right now… what does everyone recommend as a next step? Should I write to someone else at the company? Try again? I need some encouragement…
Hello,
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I need some advice on this:Â Medical Collection for $60.00 in California.
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I have an old account with Scripps and they just told me that they sent the account to a collection agency. I asked the rep if I could pay and she said that she could not accept the payment and that I have to pay the CA. I have not yet received any info for the CA or seen anything on my report. My reports are completely clean of any negatives or lates of any kind.
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Is it recommended that I go ahead and send a check to Scripps or should I deal with the CA?
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Thanks,
BJ
Hello everyone
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I need some serious help, I did a PFD on a 620 collection back in sept. It was deleted but popped back on my credit report in feb. I called the collections guy that I talked to he said that he would go back in there system and delete it. Every month since feb it has reported as a knew collection what can I do about this it is really driving me bookers:-) I have the letter that he sent me should I send this to the CRA. Thanks to any and everyone who replies
Hi! I need some help in determining if these two items should even show up on my credit report. They are from 2001 and 2002.Â
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This was reported in 2002 (Past SOL right?)
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Old – 03/29/2010 |
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Condition |
Closed |
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|
Balance |
$0 |
||
|
Type |
Auto Loan |
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|
Pay Status: |
Current |
||
|
Past Due |
$0 |
||
|
High Balance |
$15,293 |
||
|
Bitmap Terms |
60 Months |
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|
Limit: |
$0 |
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|
Payment |
$388 |
||
|
Opened |
1/1/2002 |
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Reported |
7/1/2002 |
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Responsibility: |
Joint |
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|
Remarks |
Closed |
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| Â | Â | Â | Â |
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 This was reported in 2001 (Past SOL right?) Â
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Old – 03/29/2010 |
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Condition |
Transferred |
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|
Balance |
$0 |
||
|
Type |
Educational |
||
|
Pay Status: |
Current |
||
|
Past Due |
$0 |
||
|
High Balance |
$3,938 |
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|
Bitmap Terms |
— |
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|
Limit: |
$0 |
||
|
Payment |
$50 |
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Opened |
9/1/1998 |
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Reported |
7/1/2001 |
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Responsibility: |
Individual |
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Remarks |
Account closed due to transfer |