I can’t SEEM TO CUT A BRAKE LATELY!! I had some CC about three years ago and they where charge offs Some   collection companycut a settlement saying PIf 0 balance.

However , is their any way I can get them off my credit report?I had one balance that they open a CC and the balance was on this cc and I pay every month 0 interest until balance is paid Then still use cc too rebuild credit and every month it shows only on Tu and experian not eq? I’m thinking of opening a $500 Orchid credit .WillTHAT HELP RAISE MY CREDIT SCORE?Was settling bad idea?

                                                           

                                                                                                                                                                                Thanks:smileysad: