This is my first post so here goes.:smileytongue: I am planning to buy a home in the near future and am working on my credit score. I had a bankruptcy in 2006 and have paid all bills since then on time but I haven’t opened many new accounts. I am currently at 580 with Equifax. I have some medical collections due to dispute with my insurance company, they didn’t pay and I couldn’t pay at the time. I only have 2 credit card accounts and the utilization is on the high side so I am paying those down. Should I try to pay the medical collections or leave them alone? I have heard that many lenders don’t really look at medical collections as long as other items show good payment history. I think I would be better off to put the money toward my cc balances but I want to be sure I am on the right track. Thanks!
Jun 212010