I recently have been attempting to fix my credit. I had 2 judgements one I had vacated and the other is willing to settle for 2000 on a 6000 judgement. My question is the one that is willing to settle is no longer showing on my credit report. Should I pay them a lump sum or payments after payment they will vacate judgement.My hands are tied because I had thought i had settled it several years ago and sign some documentation now I owe the balance or else they might be able to enforce full judgement.
Mar 142011
Jan 142011
I cant’ believe it… i just had all disputes removed from credit report. I wrote a good will letter and once again my account is in dispute status. I am not disputing anything, I just wanted them to consider removing the lates!!!!!!! UGGGGGGGHHH, at least I have a contact name to get this dispute status removed right away but my quesiton is this…while the account is in “dispute” status will the 30 and 60 day lates be removed from my credit report and once the dispute is resolved they would go back on??? Both of the 30 and 60 day lates that I had written a good will letter for are no longer showing on the report. I am wondering if this is because the creditor removed them or if they are just removed while the account is in dispute?Â
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Any help would be appreciated.
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Thanks!
Jul 242010
I had a collection account from Midland that was showing up on all three credit reports. Suddenly last week, my Experian FAKO score jumped 20 points up and the only difference was that the Midland account was no longer showing on my Experian report. It is still posted on on EQ and TU.Â
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I disputed this with all three bureaus in June and they all came back as verified as mine. I just sent a DV letter to Midland two weeks ago with no reply . Is the EXP drop a mistake? Can it come back on to the EXP report later? I am hoping that the DV caused the change on EXP and that EQ and TU are going to drop Midland too. Any thoughts?
Apr 112010
 i had an account i had disputed with midland last year and i wrote pfd letter and i never got a response. the company originally was spiegel and it was showing on my credit report has stopped paying. It was meant to fall off June 2010, when i checked my fico and TU today , Spiegel was no longer showing on any one of them, but midland was still showing as a collection even though its DOFD is june 2003. what do i do to get this off my report, because its the only negative i have on my account.
thank