Collection showing 2x on EX CR

Aug 232010
 

I have a collection account that listed twice on my EX CR.  It’s just on this one. It’s listed once on the other 2 CR.  I’m seeking some advice on what course of action I should pursue.  On the CR it states that they both are scheduled to continue on record until Apr 2011. My questions are;

 

1.  Does that date mean that’s when they are going to be removed from my report completely?

 

2.  If so, then I’ll wait it out, but if not, then what should I do?

 

Any and all advice and insight is welcomed!  Thanks!

A Late Payment is on My Credit Report Twice… Help?

Aug 212010
 

Hi Everyone,

 

One of the CB’s has my student loans reported twice.  I have 9 student loans, and they are all reported separate.  I had a few late payments back in 2006, so that’s 9 dings on my credit report.  However, the student loan as since been sold to another bank.  The new bank, SallieMae, has reported all the the old payment history as theirs… and the old bank, GA Student Finance Commission, is still listed on my credit report with the exact same payment history.  So now I have 18 dings on my credit report instead of 9.  I’m being hit twice for the exact same late payment.  It’s pulled my FICO score down 25 points.  Shouldn’t the one late payment only be listed once, not twice?  How do I fix this?

 

Thanks

Related Blogs

  • Related Blogs on A Late Payment is on My Credit Report Twice… Help?