Private Student Loan that offers In-School Deferment?

Dec 152010
 

add me to the list of former students who say ‘wells fargo can suck it’

 

my wife’s private student loans have been sold 4 times and currently are with wells fargo.  she’s going to finish up her BA starting this spring, and WF does not offer in-school deferment on private loans.  does anyone have experience with private lenders which do offer deferment?

EPIC Credit Card List

Nov 262010
 

I’m trying to set goals as to which cards I may want to apply for after my credit is back up to a respectable number.  Maybe there are some great ones out there I haven’t heard of yet…

 

What cards are in your dream wallet and why?

CA Validated But Not Licensed….

Nov 242010
 

Hi All,

 

    I need a little help from the myfico fam.  I had a CA validate.  I’ve been thinking about writing a PFD letter to the CA but I have not as of yet.  I was doing a little research, and I was able to find the website where you can research to see if a CA is licensed to collect in your state.  This particular CA’s name was not on the list therefore they are not licensed. In the state in which I reside (NV), CA’s are required to have a license to be able to collect in this state.  What should my next move be? Should I write to the CA and CRA’s letting them know that I am aware of this information and asking them to delete? Or, should I write the AG and/or BBB? If they are not licensed in my state are they required to delete the TL?  Any advice would be helpful!  :)

Bk & student loan question…

Jun 252010
 

Hello everyone,

 

My question to you all is…. if i filled bk in 2008 and my student loans creditor name appear on the list can i have the lates removed from previous months before bk  removed?..I’m aware that student loans don’t get discharge, but before i filled bk i had some lates,not my fault (long story) and now i want to use bk to get therm removed is that even possible. Thank You

Being sued by Capital one

May 132010
 

Hi all,

 

I need your help and advice once again.  i came home from work last night to find paperwork taped to my door from a local court stating that I was being sued by Capital one.  According to the letter I have 21 days to respond.  Honestly I do owe the debt, and for those of you who are not familiar with my posts I had fallen behind on bills due to the economy and health issues and simply did not have the money.  I have been working my way down the list of those to pay starting with the smallest balances first, but Capital one is at the bottom since it was the biggest.  I originally had a balance of $2500, but they snowballed the interest and fees on me at the last minute and the bill is up to $4,627. I do not have the money to pay this right now, seriously.  I don’t even have the money to pay my student loans even and am trying to work something out on that.  My hands are completely tied.  I’ve never been in this situation in my adult life.  What do I do? By the way the account shows as a charge off on my credit report.

 

Secondly, I had a second card with Capital one which they closed as charge off, but are still sending me emails directing me to a special website to make payments.  I have not paid this either because again I have not worked my way to it on the list.  I don’t want this card to escalate to the same point as the first one so should I go ahead and start making payments for this card on their special website even if all it is is $5 or $10?

 

Thanks in advance….

Cumberland finalizes layoff list

Feb 162010
 

Side streets are main issue for road workers
Law enforcement was out and about Monday morning with the weather conditions causing icy roads.

Read more on The Glasgow Daily Times

One injured in crash
Saturday afternoon, the Glasgow Fire Department and the Barren-Metcalfe Emergency Medical Service responded to a crash on West Main Street, directly in front of Walgreens.

Read more on The Glasgow Daily Times

Iowa-based Crashed Toys comes to Delta Township
DELTA TWP. — An Iowa company is bringing its crashed and damaged vehicle business model to the Lansing area.

Read more on DeWitt-Bath Review

Cumberland finalizes layoff list
BRIDGETON — Cumberland County officials could know next month which employees they’re going to lay off to help close a multimillion-dollar budget gap.

Read more on Daily Journal

Website clarifying who is eligible for USAA and for what products

Feb 032010
 

Who is eligible for USAA, and for what?

Click on the category that you think you fit and check the list. Be sure to read the paragraph above the list, as it might say that you have to have had an insurance product and so forth.

So, for instance, I came in through “Members Whose Parents Are/ Were USAA Members.” When I read the text, it clarifies that they must have had auto or property insurance. If they had only had banking, for instance, which they did for decades, I would have had to go in through the “Other Individuals” category. Luckily, they also had auto insurance.

There’s also a link on the page for membership app and the 800 number for more questions.

I’m just amazed at how much they have expanded membership just in the couple of years that I’ve been active on the forums.

Anyway, I thought it was a useful reference for the most current eligibility requirements.

If 20 yr. old Kid has own auto insurance-own auto. Can parents list him as dependent on tax and not be liable?

Feb 012010
 


1. Son of the tax return claiming a dependent parents to make the financial responsibility of the child, if you want to get in a car accident, but also has its own car insurance?

How can I get a list of properties in a mortgage-backed security?

Jan 272010
 


The first sub-crisis has two components – a huge, and its focus on the prosecution and bankruptcy, as are small, and the forfeiture of the house next door. You can obtain a loan as a list of addresses for each attribute of support, like Bear Stearns High-Grade Structured Credit Fund, so as to ensure the link between the great and the reality?

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