Is a medical debt oral, written, promissory, or an open acct?

Nov 092010
 

I just recieved a letter from a Law office trying ot collect $432 from a Dental Office.  This debt is unfamiliar and the last time I ever went there was in Sept- ish of 2004.  Of course the letter says they need to make ayment arrangements or legal action will be pursued and all fees will be charged to me.  I’m in UT what should I do?

Collection Notice lacks Creditor information – Is this challengable?

Jul 212010
 

I’ve received a collection notice that has no ‘Current Creditor’ listed anywhere in the notice.  There is a ‘Current Servicer’ given, but the two places where the form letter says ‘current creditor’ it is followed by a blank space.

 

The other thing is, I had actually settled the debt in full 3 days after the date stated in the notice as the date the ‘debt was created’.

 

Now I’m just wondering what is the quickest, least-hassle way to address this.  Should I go down the DV path or is challenging it due to the missing Creditor a better way to go?

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