had a couple of late pays on hsbc showing inaccurate got them deleted but the whole tradeline was deleted any ideas on how to get the tradeline on my rports again
Oct 172010
Sep 092010
Hello! So I had a few accounts that were negative from late pays, charge offs, and what not. I paid everything off, not with PFD agreements (was not ware of it until later). So I have tried GW letters and a few were removed. But with these that are still on there……what can I do? Can I DV a paid account in hopes that they can no longer verify it? Or is there anything else that I can do, other than dispute (its all accurate)?  Thanks for your help.
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Does anyone know when the credit bureaus update the information on your credit report? Is it every month or only when the creditors report a change in status / balance / late pays etc? Also how quickly are the updates seen by the consumer after the change is made on your report? TIA
Feb 282010
I have exceptional history since a bankruptcy in 2004. I have noticed that along with the bankruptcy record lowering my score, several accounts in the bankruptcy still show as ‘late payments’, which is also affecting the score. Should these still show as late pays when they are included in the bankruptcy?