We emailed some NCO execs with a GW message a week ago. Turns out, they forwarded every email to their legal dept, which says they never delete. I know that’s BS, but of course we can’t really call them on it. Now they say the account is flagged so that every time we call, it goes straight to the legal dept. I know some people have had success, what did we do wrong? Any ideas?
Apr 142010
Apr 012010
Hello,
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I was wondering if I can get some insight on Equifax and Transunion lenders. I have the least inquiries on those two credit bureaus so I’m definitely trying to stay away from Experian. My scores are also higher on EQ and TU.
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I’m in CA so I know that makes a difference sometimes with some lenders.
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I know some credit unions
USAA (EQ)
PenFed (EQ)
Alliant (EQ)
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I know some cards
Nationwide (TU)
Barclay (TU)
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Any other information would be greatly appreciated. Thank You
Mar 132010
I have my equifax report through myfico, how do I go about finding out who the collections accounts are from? This is how they are listed on my report:  I know some of them are medical so I want to start HIPPAA but I don’t know which ones are.
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Collection on debt to: Not Reported
The collection agency “645yc00000″ was hired to collect a debt of $24 originally owed to “Not Reported” on account number “XXX8916″.
| 645yc00000 |
| $24 |
| $24 |
| Unpaid |
| Aug 01, 2005 |
| Jan 01, 2010 |
| Mar 01, 2005 |
| Not Reported |
| Not Reported |
| Not Reported |
| XXX8916 |
| Not Reported |
| Individual |
| Not Reported |
| Not Reported |
| Not Reported |
| Not Reported |
| Not Reported |