Mortgage and Insurance » know-how http://www.dealnest.com the deals house Sat, 11 Feb 2012 11:04:32 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 On my way http://www.dealnest.com/rebuilding-credit/on-my-way/ http://www.dealnest.com/rebuilding-credit/on-my-way/#comments Sun, 20 Mar 2011 20:58:53 +0000 jedwan http://www.dealnest.com/deals/on-my-way/ Well, I’ve been working on my credit for a few months now, and I’m glad to say that I have gotten 5 collections DELETED off of my credit reports!!! Debt Validation letters DO work!!! I have one more to take care of, Arrow Financial, and I’m sending them a DV letter tomorrow. Does anybody have any experience with Arrow? Good? Bad? Also, does ANYBODY know how to get an original creditor off of my credit report? HSBC says that its not their policy. Any backdoor methods? Any info will help. Thanks in advance.

]]> http://www.dealnest.com/rebuilding-credit/on-my-way/feed/ 0 How do I go about rebuilding http://www.dealnest.com/rebuilding-credit/how-do-i-go-about-rebuilding/ http://www.dealnest.com/rebuilding-credit/how-do-i-go-about-rebuilding/#comments Mon, 28 Feb 2011 20:48:42 +0000 admin http://www.dealnest.com/deals/how-do-i-go-about-rebuilding/ I want to get my credit back but just don’t know how to do it right. Can’t get a car loan dur to low score, had a bad spell few years ago with past due utilities but that is it no repos or bankrups no bad loans and I have no credit cards or debts. Have a decent job for the area, but just cant get a break. I need advice.

]]> http://www.dealnest.com/rebuilding-credit/how-do-i-go-about-rebuilding/feed/ 0 Judgement on Record – What to do about it? http://www.dealnest.com/rebuilding-credit/judgement-on-record-what-to-do-about-it/ http://www.dealnest.com/rebuilding-credit/judgement-on-record-what-to-do-about-it/#comments Sun, 09 Jan 2011 10:12:36 +0000 jedwan http://www.dealnest.com/deals/judgement-on-record-what-to-do-about-it/ Today my brother approached me with a topic I didn’t know how to respond to, so I decided to long on to the very knowledgeable myfico forum to get a response. How should one proceed with a judgement on their credit report? He has a judgement from CapitalOne on his credit report and does not know how to proceed. Any advice would be greatly appreciated. Thank you!

]]> http://www.dealnest.com/rebuilding-credit/judgement-on-record-what-to-do-about-it/feed/ 0 gym membership in collections http://www.dealnest.com/rebuilding-credit/gym-membership-in-collections/ http://www.dealnest.com/rebuilding-credit/gym-membership-in-collections/#comments Thu, 09 Dec 2010 02:38:32 +0000 admin http://www.dealnest.com/gym-membership-in-collections/ Hi, I’m trying to rebuild my credit and I found out that an old gym membership is in collections but I haven’t been contacted about it in years.  I think it went into collections in 2005. Do they ever just drop it? Also I apparently owe 1500 dollars. I don’t know how they came up with this amount. I moved away from the gym in May of 2004. 

]]> http://www.dealnest.com/rebuilding-credit/gym-membership-in-collections/feed/ 0 Cosigning for student loans http://www.dealnest.com/student-loans/cosigning-for-student-loans/ http://www.dealnest.com/student-loans/cosigning-for-student-loans/#comments Sat, 09 Oct 2010 01:14:57 +0000 jedwan http://www.dealnest.com/cosigning-for-student-loans/ Anybody know how cosigning for a student loan or using the Federal Direct Parent Loan (PLUS) effects your credit rating?

]]> http://www.dealnest.com/student-loans/cosigning-for-student-loans/feed/ 0 How long does a missed payment stay on your credit history? http://www.dealnest.com/rebuilding-credit/how-long-does-a-missed-payment-stay-on-your-credit-history/ http://www.dealnest.com/rebuilding-credit/how-long-does-a-missed-payment-stay-on-your-credit-history/#comments Sat, 28 Aug 2010 00:36:27 +0000 jedwan http://www.dealnest.com/how-long-does-a-missed-payment-stay-on-your-credit-history/ Hi,

 

I am wondering if anyone can help me with this question.  I would like to know how long a missed payment will be reflected on your credit report?  I have one that is just over six years old. I thought it was seven but I am not sure.

 

Can anyone help?

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]]> http://www.dealnest.com/rebuilding-credit/how-long-does-a-missed-payment-stay-on-your-credit-history/feed/ 0 How can you tell when your are "softed"? http://www.dealnest.com/rebuilding-credit/how-can-you-tell-when-your-are-softed/ http://www.dealnest.com/rebuilding-credit/how-can-you-tell-when-your-are-softed/#comments Tue, 22 Jun 2010 00:16:09 +0000 admin http://www.dealnest.com/how-can-you-tell-when-your-are-softed/ Currently I use True Credit and Equifax and I would love to know how can you tell when  a company has softed you as I can not seem to tell from the products? I also use Fico score watch. Thanks!

]]> http://www.dealnest.com/rebuilding-credit/how-can-you-tell-when-your-are-softed/feed/ 0 Bouncing back http://www.dealnest.com/rebuilding-credit/bouncing-back/ http://www.dealnest.com/rebuilding-credit/bouncing-back/#comments Mon, 14 Jun 2010 00:12:48 +0000 jedwan I would like to know how long do I wait to find out what my scores are after a few months of having a couple of secured cc’s. Is there a way to get daily/weekly/monthly updates of credit scores without hurting myself? :smileyindifferent:

]]> http://www.dealnest.com/rebuilding-credit/bouncing-back/feed/ 0 Johnson Berger and associates http://www.dealnest.com/rebuilding-credit/johnson-berger-and-associates/ http://www.dealnest.com/rebuilding-credit/johnson-berger-and-associates/#comments Sat, 20 Mar 2010 20:56:11 +0000 admin http://www.dealnest.com/2010/03/20/johnson-berger-and-associates/ Has anyone heard of this company, I don’t know how to spell it, or even if its 2 words. This man has called my work stating that I owe a bill and when I called he doesnt tell me what bill or who it is too, he say’s this is the DA office you have a civil complaint filed against you, I said I don’t think so, anyway I reported it BB and attorney generals office, now he call from Johnson Berger and associates.

]]> http://www.dealnest.com/rebuilding-credit/johnson-berger-and-associates/feed/ 0 How would they know? http://www.dealnest.com/rebuilding-credit/how-would-they-know/ http://www.dealnest.com/rebuilding-credit/how-would-they-know/#comments Thu, 11 Mar 2010 02:43:57 +0000 admin http://www.dealnest.com/2010/03/10/how-would-they-know/ I am looking at my debt to income ratio and my bills are considerably less than what I make per month, but it always says that my DTI ratio is too high. How would they know how much I make?
Message Edited by runninwild on 03-10-2010 02:52 PM
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