Well, I’ve been working on my credit for a few months now, and I’m glad to say that I have gotten 5 collections DELETED off of my credit reports!!! Debt Validation letters DO work!!! I have one more to take care of, Arrow Financial, and I’m sending them a DV letter tomorrow. Does anybody have any experience with Arrow? Good? Bad? Also, does ANYBODY know how to get an original creditor off of my credit report? HSBC says that its not their policy. Any backdoor methods? Any info will help. Thanks in advance.
Mar 202011
Feb 282011
I want to get my credit back but just don’t know how to do it right. Can’t get a car loan dur to low score, had a bad spell few years ago with past due utilities but that is it no repos or bankrups no bad loans and I have no credit cards or debts. Have a decent job for the area, but just cant get a break. I need advice.
Jan 092011
Today my brother approached me with a topic I didn’t know how to respond to, so I decided to long on to the very knowledgeable myfico forum to get a response. How should one proceed with a judgement on their credit report? He has a judgement from CapitalOne on his credit report and does not know how to proceed. Any advice would be greatly appreciated. Thank you!
Dec 082010
Hi, I’m trying to rebuild my credit and I found out that an old gym membership is in collections but I haven’t been contacted about it in years. Â I think it went into collections in 2005. Do they ever just drop it? Also I apparently owe 1500 dollars. I don’t know how they came up with this amount. I moved away from the gym in May of 2004.Â
Hi,
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I am wondering if anyone can help me with this question. I would like to know how long a missed payment will be reflected on your credit report? I have one that is just over six years old. I thought it was seven but I am not sure.
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Can anyone help?
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Jun 212010
Currently I use True Credit and Equifax and I would love to know how can you tell when a company has softed you as I can not seem to tell from the products? I also use Fico score watch. Thanks!
Jun 132010
I would like to know how long do I wait to find out what my scores are after a few months of having a couple of secured cc’s. Is there a way to get daily/weekly/monthly updates of credit scores without hurting myself? :smileyindifferent:
Mar 202010
Has anyone heard of this company, I don’t know how to spell it, or even if its 2 words. This man has called my work stating that I owe a bill and when I called he doesnt tell me what bill or who it is too, he say’s this is the DA office you have a civil complaint filed against you, I said I don’t think so, anyway I reported it BB and attorney generals office, now he call from Johnson Berger and associates.