Satisfied Judgment Expired, but Equifax is NOT Deleting and still reporting

Jun 202010
 

I’ve had this satisfied judgment on my report for 5 years and TU, EX have deleted it and no longer reporting this item, but…. Equifax just keeps verifing it. I have been going back and forth with Equifax and have atleast 3 letters from them stating that this Judgment verified and still reporting….Statue of Limitations for my state NY is that Satisfied Judgment reports for 5 year since day filed. This Judgment has been filed 5 years and one month ago. So, basicly Equifax has violated FCRA and reporting incorrectly? I just wrote them another letter and ready to mail it alone with Court Document with dates stamped on Court Document supporting my dispute…

 

At this point I have had enough of Equifax. Why EQ keeps reporting something that should be fallen off my report? I can’t even begin to tell you how many times I submitted request for investigation and it’s all for nothing. TU and EX were swift to remove this Judgment even before it was expired and all was done on line. With EQ I have a stack of US Mail Certified Letters I have mailed to them and all for nothing… just keep getting letters back saying “verified”.

 

The Request for Deletion for Expired Judgment, that I am mailing them now is very well done, firm, and has valid Court Document. I will keep my fingers crossed and hope I will not have to write them another request for Judgment deletion… if they still don’t do it, do I have to file in court against EQ?