Posts Tagged ‘items’

Score vs Report

This might seem vague, but what do lenders value more...your score or the items on your report?  For example, a general mortgate rule of thumb has been 620.  Are they looking only at your score, or can they find a score of 650 and see something in your report that disqualifies you?  What about other lenders like credit cards, landlords, etc...I'm just curious and really trying to figure things out. 

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Be the first to comment - What do you think?  Posted by jedwan - August 26, 2010 at 3:26 am

Categories: Rebuilding Credit   Tags: , , , , , , , , , , ,

Goodwill Fail :(

So I emailed Bank of America CEO and HSBC CFO and I recieved phone calls rather quickly and both said thaty they could not change thier reporting to the Bureaus.

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Be the first to comment - What do you think?  Posted by jedwan - August 17, 2010 at 8:22 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , ,

Medical Collections-Should I try to pay?

This is my first post so here goes.:smileytongue: I am planning to buy  a home in the near future and am working on my credit score.

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Be the first to comment - What do you think?  Posted by jedwan - June 21, 2010 at 9:56 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , , , , , ,

boost fico

I am working on rebuilding my credit and was wondering which i should do.  A secured cc for $1000.00 or a secured loan for 1000.00 or would it not matter? I need to work on rebuilding payment history and also need to improve my score as I work on other items on my credit report (c/o, old collections etc.)    

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Be the first to comment - What do you think?  Posted by jedwan - June 10, 2010 at 4:02 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , ,

when an item is verified as accurate,,,,

whats the next step? keep disputing?

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Be the first to comment - What do you think?  Posted by admin - February 20, 2010 at 5:10 pm

Categories: Rebuilding Credit   Tags: , , , , ,

New to Forum

I am new here. I view my credit scores and my report. I checked off the items that I am going to dispute

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Be the first to comment - What do you think?  Posted by jedwan - February 9, 2010 at 2:38 am

Categories: Rebuilding Credit   Tags: , , , , , , , , , ,

How much insurance should i put on for items on ebay?


I plan to sell some shirts, a helmet, and aircraft on eBay, some electronic games, I want to know how insurance, how much should I put on the project, I have to load them. Thank you !!!!!

2 comments - What do you think?  Posted by jedwan - January 31, 2010 at 12:19 am

Categories: insurance   Tags: , , , ,

Collection Agency or Original Creditor

Before I discovered this site, I went ahead and paid my collections off with the collection agency.  I now would like to get this items off of my CR, my question is who should I contact about this matter.  The original creditor or the collection agency.  Two were paid in full and one was settled for a lesser amount.  When sending the GW letter, do I ask for the deletion of the collection entirely?

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Be the first to comment - What do you think?  Posted by jedwan - January 27, 2010 at 1:23 am

Categories: Rebuilding Credit   Tags: , , , , , , ,

For home insurance, should I give a list of items to the insurance agent?


For house insurance, I should make a list of items http://tolong insurance agent. In / health insurance. The HTMLhttp: / / tolong. In / health insurance. The HTMLhttp: / / tolong. In / health insurance. HTML

3 comments - What do you think?  Posted by jedwan - January 26, 2010 at 12:32 am

Categories: Home insurance   Tags: , , , , , ,