Score vs Report
This might seem vague, but what do lenders value more...your score or the items on your report? For example, a general mortgate rule of thumb has been 620. Are they looking only at your score, or can they find a score of 650 and see something in your report that disqualifies you? What about other lenders like credit cards, landlords, etc...I'm just curious and really trying to figure things out.
Categories: Rebuilding Credit Tags: credit-cards, figure-things, items, lenders, lenders-value, might-seem, report, score, see-something, the-items, your-report, your-score
Goodwill Fail :(
So I emailed Bank of America CEO and HSBC CFO and I recieved phone calls rather quickly and both said thaty they could not change thier reporting to the Bureaus.
Categories: Rebuilding Credit Tags: america, bureaus, calls-rather, case, items, quickly, recieved-phone, said-the-same, same-thing, the-items, their-reports
Medical Collections-Should I try to pay?
This is my first post so here goes.:smileytongue: I am planning to buy a home in the near future and am working on my credit score.
Categories: Rebuilding Credit Tags: credit, Credit Card, insurance, items, lenders-don, look-at-medical, medical, money, money-toward, really-look, the-utilization, then-on-time, time, utilization
boost fico
I am working on rebuilding my credit and was wondering which i should do. A secured cc for $1000.00 or a secured loan for 1000.00 or would it not matter? I need to work on rebuilding payment history and also need to improve my score as I work on other items on my credit report (c/o, old collections etc.)
Categories: Rebuilding Credit Tags: credit, credit-report, items, not-matter, old-collections, other-items, rebuilding-payment, score, secured-loan, work-on-rebuilding
Categories: Rebuilding Credit Tags: items, judgement, keep-disputing, other-items, the-judgement, the-way
New to Forum
I am new here. I view my credit scores and my report. I checked off the items that I am going to dispute
Categories: Rebuilding Credit Tags: certain-items, credit, credit-scores, items, negative, negative-owed, people-were, report, saying-even, score, the-items
How much insurance should i put on for items on ebay?
I plan to sell some shirts, a helmet, and aircraft on eBay, some electronic games, I want to know how insurance, how much should I put on the project, I have to load them. Thank you !!!!!
Collection Agency or Original Creditor
Before I discovered this site, I went ahead and paid my collections off with the collection agency. I now would like to get this items off of my CR, my question is who should I contact about this matter. The original creditor or the collection agency. Two were paid in full and one was settled for a lesser amount. When sending the GW letter, do I ask for the deletion of the collection entirely?
Categories: Rebuilding Credit Tags: collection, collections, deletion, items, matter, Question, the-collection, the-deletion
For home insurance, should I give a list of items to the insurance agent?
For house insurance, I should make a list of items http://tolong insurance agent. In / health insurance. The HTMLhttp: / / tolong. In / health insurance. The HTMLhttp: / / tolong. In / health insurance. HTML