I am in the process of doing the finance paperwork for a house I’m purchasing. First, I am unable to locate my W-2 forms from 2007. Can I request this from the IRS? My other related question: Can the IRS issue electronic versions of my W-2′s? The mortgage company wants everything sent to them electonically – does that mean I have to get hard copies, scan them, and then email them? This seems excessively cumbersome.

Thanks for any assistance.

 

Ok, I’m planning on buying a home this year. I have enough to cover any closing costs but not enough to cover a 20% downpayment to avoid PMI. I am not really interested in piggyback mortgages because PMI is deductable as of 2007 and I want to avoid paying higher interest rates during the lenght of the mortgage. Question 1: will mortgage companies in general let me finance PMI upfront. Question 2: If so what percentage of the total finance (approx $ 200000) can I expect to pay for PMI. Question 3: Will the IRS allow me to take a deduction for the full amount of (financed) PMI in the year 2007?

 

All right I know its a little long but if you could just take a minute to read any advice would be helpful.Two years ago me and my husband and or 2 kids moved to VA to be a part of my mother- in- laws business. We were under the impression that everything was going ok and they needed my husbands help because the company was growing so fast. They owned a home that my family moved into and within a month my in-laws had it appraised. It was appraised for $ 400,000. So they decided to remortgage the house to get a loan for the company. They did not qualify due to all their personal debt so my husband signed and they co-signed. It ended up not working out up there for us so me and my family moved to TN and for a year they have paid the house note moved back in and all was well. Recently they called and said they were selling the company, the IRS was taking all the money from the sell, they had taken out a 2nd mortgage on the house without my husbands signature but the bank was under the impression that the paperwork was being faxed to him to sign – we had no idea this was going on. They want us to file bankruptcy so that they walk away , I think we need a lawyer but I just dont know where to start. Any thoughts???

 

All right I know its a little long but if you could just take a minute to read any advice would be helpful.Two years ago me and my husband and or 2 kids moved to VA to be a part of my mother- in- laws business. We were under the impression that everything was going ok and they needed my husbands help because the company was growing so fast. They owned a home that my family moved into and within a month my in-laws had it appraised. It was appraised for $ 400,000. So they decided to remortgage the house to get a loan for the company. They did not qualify due to all their personal debt so my husband signed and they co-signed. It ended up not working out up there for us so me and my family moved to TN and for a year they have paid the house note moved back in and all was well. Recently they called and said they were selling the company, the IRS was taking all the money from the sell, they had taken out a 2nd mortgage on the house without my husbands signature but the bank was under the impression that the paperwork was being faxed to him to sign – we had no idea this was going on. They want us to file bankruptcy so that they walk away , I think we need a lawyer but I just dont know where to start. Any thoughts???

 

I have a corporation and I’m the only person working.

I have not cut myself a paycheck, and this is my first full year working for my company. My question is how do I prove my income to the lender? If the only way to prove my income to the lender is by paycheck or pay stub can I cut myself a check from the beginning of the year and how will IRS react to it?

Dec 022011
 

Can anyone explain to me exactly what a secured loan is. I have a secured nrewards card through navy federal and was gonna inquire about a secured loan. I read online about it but im still somewhat confused about it. Thanks

Credit mortgage
byMANILA IMPERIAL MOTOR SALES . . . .

I don’t know where my certificate is. Last year IRS didn’t ask for the certificate number & who issued it. This year they are. I called the bank that issued my mortgage. They said they can’t tell me how to find the certificate number. How do I find out my mortgage certificate number & who issued it.

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Recently, there was talk that the IRS was changing its rules so that debt relief experienced by persons who lost their homes to foreclosure would no longer be taxed. What’s the status on this rule change?

 

Does anyone have experience with tax liens on their cr? I have 2 IRS liens filed 3/2002. The tax was asessed in 1999, so the collection process is over. I read somewhere that Eq and TU drop it after 15 yrs. and EX never drops an unpaid lien. My TU score is 735. I have 2 cards pif monthly. I’m trying to get to 750. Thanks for any suggestions.

 

I have an IRS debt that I paid off in October 2003.  It does not show up on EQ or TU but it does show up on Exp.

Does anyone know how I can get it removed.

I have tried online dispute, since it is just about 7 years old, but all it says is that the debt has been verified to be mine and

there is no further action they can take.

 

Any suggestions.

 

Does anyone know how to remove from public records at the County courthouse??

 

Thanks

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