Posts Tagged ‘insurance’

Dunning notice ?

Dunning notice is the first CA contact by mail, correct?  I called (I know, I know) a CA about an item on my CR (a medical one) because I had no answer to a PFD (yes, I know I should have DVed first.)  The agent kept assuring me that they, as "standard procedure" "have to" delete the entry if I pay up, that it's "automatic".  I insisted on getting that in writing, either via email, fax, or hard copy.  He ended up giving me to his supervisor who looked at the account and said that I hadn't been properly informed and that there was an entry for $100 and another for $10, and that if I paid when I received that letter that it would be deleted / not reported.  I received this, with an amount of $100: "This account has been placed with our office for collection.  Please pay in full to our office or call for arrangements.   This is an attempt to collect a debt by UCB, Inc., a debt collector, and any information obtained will be used for that purpose.   Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid.  If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.  If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor."   I am inclined to wait a few days to see if I get another for the $10.  I'm also in the process of contacting my insurance company to check into the claim to see why it isn't already taken care of.  She said that if I did not pay it within the 30 days that I would be unable to get them to delete.  Yes, I know they'd say what they need to to get me to pay...but it also seems like the postings about UCB are positive here.  Thoughts?    

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Be the first to comment - What do you think?  Posted by admin - March 10, 2010 at 8:09 pm

Categories: Rebuilding Credit   Tags: , , , , , , , , ,

Health Care Coll said they deleted from all CRA. Couple other things to…

I had a bill from a Radiology place that never billed my isnurance. I moved and never got bills from them.

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Be the first to comment - What do you think?  Posted by jedwan - March 9, 2010 at 6:46 pm

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Home mortgage life insurance for a soldier that doesn’t have a clause for being kia?


Bad idea, but necessary, from 40 million to charity of one’s duties, after a soldier was killed have not yet touched on the cost of home loans in California, or a family w / 3 children who still have need to grow. Thanks Answer. Everyone. If u have more idea of the survey pay levels. Let me know. Call x # of businesses and lipase as waiting for a response. 2 seems to have a difficult time understanding whether A. d. Kia is included in the policy, I just go w / a clear answer to these questions. USAA speculation is not the life of 380,000 units. Coverage of the first E1 – E5 company 38/mo and 110 non-smokers to smoke. Interestingly, smoking, rather than a war zone will push prices too much. . .

2 comments - What do you think?  Posted by jedwan - at 5:20 am

Categories: Mortgage Insurance   Tags: , , , , , , ,

How are you paying for health insurance if you are one of the millions recently laid off?


I know that Cobra is very, very expensive to maintain may be used only in a limited time to run. This problem has been asked before, and those who support the Government health care only those who have been accused of lacking medical insurance, lazy loser. However, with the collapse of the economy, this situation has changed. If you do not re-employment, no income, little savings, then your health insurance do?

9 comments - What do you think?  Posted by jedwan - at 3:18 am

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how do I calculate mortgage insurance?

1 comment - What do you think?  Posted by jedwan - at 2:19 am

Categories: Mortgage Insurance   Tags: , ,

Is there anything other than defensive drivers course to lower auto insurance?

Yes defensive driver courses thereanything lower than auto insurance? I felt like diving and moral, of course, yes. Since my 25-year-old driver will take part in education aid to help them reduce the award, in addition to the driver down defense courses? E ‘was the driver of the professional ethics course? Thank you, Wen.

4 comments - What do you think?  Posted by jedwan - at 2:19 am

Categories: Auto insurance   Tags: , , , , , , , ,

How do I fight Forced Placed Insurance on my home?


Are live big trouble. Currently, I loan because the mortgage company refused to do my regular payment of arrears. Police put the bumper of my loans have increased by 4 times, I was able to pay the money, and now my house is 3 months later. I continue to get this particular bank runs. I have proof of insurance coverage for them, but there is a seven-LASP months. If there is a way out of this situation?

5 comments - What do you think?  Posted by jedwan - at 2:17 am

Categories: Home insurance   Tags: , , , ,

Why don’t we buy our health care insurance like we buy our auto insurance?


Auto insurance companies competing business, that interest rates lower. Why can not we buy our health insurance, the same way? You need to pay $ 800 – the coverage, deduct 500 yuan, a year of $ 1,000. Solved the problem!

8 comments - What do you think?  Posted by jedwan - at 12:19 am

Categories: Auto insurance   Tags: , , , , ,

Cuba to require medical insurance for visitors

After MetLife Deal, A.I.G.’s Next Step Is Unclear
As DealBook reported Sunday , the American International Group agreed to sell a second major insurance unit, this one to MetLife for about $15.5 billion. It was the second deal the insurer has struck in one week, raising about $51 billion to repay its taxpayer-financed rescue.

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Hampton flood victims fight stress, displacement and rising insurance premiums
HAMPTON — More than three months after a November nor’easter brought devastating flooding to parts of Hampton, there are still storage containers on West Gilbert Street and people who have yet to return to their homes, said Councilwoman Angela Leary whose house was flooded in November’s storm.

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Research Roundup: Childhood Obesity, Insurance Coverage In Cancer Trials, Hospitals Stays And Need For Nursing Homes
Health Affairs this month is devoted to the topic of childhood obesity, with the first study of the group – National, State, And Local Disparities In Childhood Obesity – pointing out that “new data from the 2007 National Survey of Children’s Health show that the percentage of children ages 10-17 who are overweight … remained stable, while the national prevalence of obesity (BMI in the ninety …

Read more on Medical News Today

Cuba to require medical insurance for visitors
Cash-strapped Cuba will require visitors to buy health insurance if they want to enter the country, according to a new government measure.

Read more on Independent Online

Be the first to comment - What do you think?  Posted by jedwan - March 8, 2010 at 4:19 pm

Categories: insurance   Tags: , , , ,

Do you think $1400 for a mortgage payment with insurance and taxes is reasonable?

8 comments - What do you think?  Posted by jedwan - at 2:21 pm

Categories: Mortgage Insurance   Tags: , , , , , ,

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