How long does it take for a paid collection to come off your credit report? Is there anyway that you can speed up the process? And how much does your score improve after having them removed? Thanks
Mar 222011
If you want to see just how much trouble we’re in, go to http://usdebtclock.org. You’ll get to see some numbers in realtime that you can’t believe. Might want to have a “Stiff One” first! It’s not pretty. On the other hand, if you’re having a good day you might want to skip it. This’ll surely wreck it!
Jan 242011
I pulled my CRs and noticed that there are inquiries from AmEx & Citi. I did not apply for anything from these lenders and its showing as a Hard Pull. What should I do? If writing them an inquiry removal letter is the way to go, how much personal information should I include? Its quite obvious that they have some of my personal information already.
Jan 102011
Do consumer finance accounts hurt your credit score? If so how much?
I have between 6 and 8 collection account. I recently got a bonus and was hoping to increase my FICO by asking the CA’s to delete the accounts in exchange for payment. Does anyone know approximately how much this would raise my score? Thanks!
Sep 202010
My current EQ credit score is 494. I want to buy a home next year and need to boost my score to at least a 620 to qualify for a first time homebuyer assistance program. I just pulled my CR and found some adverse accounts. Since I am new to this and dont know which actions weigh best when it comes to your CS, I am asking you guys for your assistance.
Â
Americredit- Charge Off, balance $15,866. Will be removed from CR 7/2013
Shoud I try to settle or just wait for it to fall off of my credit report? if settle, how much should i offer?
BoA- Closed by Creditor, past due 120 days, balance $3641, will be removed from CR 3/2017
Should I set up a payment plan to pay off the total, or settle? in either situation, theyve refused to remove negative info. and stated they’d send a 1099 if I settled. if settle, how much should i offer?
GEMB- Closed by Creditor, past due 120 days, balance $1709, will be removed from CR 3/2017
Should I set up a payment plan to pay off the total, or settle? if settle, how much should i offer?
GEMB/JCP-Closed by Creditor, past due 120 days, balance $2703 will be removed from CR 3/2017
Should I set up a payment plan to pay off the total, or settle? if settle, how much should i offer?
IC Systems Collections- Collection Agency, Balance $216, will be removed from CR 4/2015?
Should I just pay balance or sette? if settle, how much should i offer?
Â
Â
I know i am asking alot, so any information furnished is greatly appeciated!
Â
Related Blogs
- Related Blogs on I need help! New to credit repair.
- Repairing My Credit ? Time Heals All Wounds | Parrot Training
- Repair Your Credit With Effective Credit Card Use « nike free 7.0 …
- Repairing My Credit ? Time Heals All Wounds | Ovarian Cyst Cures
- Repairing My Credit ? Time Heals All Wounds | Ovarian Cyst Cures
- DIY Guide To Debt Elimination : : Consumer credit counseling debt …
Jul 062010
I just had two 6 month old 30 day late payments removed from bureau, any guesses how much my score may increase? Each time it was reported cost 50 points plus over 100 total.
Jul 012010
I have debt that is set to be deleted from my credit report over the next 2-3 months, (voluntary repo, 1 medical, another that is past the 7year period). Â Will this help my credit scores and if so , how much would you guesstimate? Â The repo is one of my oldest accounts.
Â
Thanks
Just wanted to know if it is better to send it to a specific person in the company or just to a CSR? It is going to a CA, so I am not sure how much pull a CSR would have. Thanks!!
May 122010
I have a charged off loan from a credit union on my credit report for $1600.00.They never sent it to a CA and it is past the SOL.I would like to send a PFD letter.So how much should I settle it for since it’s the original creditor?And does anyone have a sample letter pertaining to the OC and not a CA.